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Active

Active·5 days on market

3395 Americana Drive

Green Cove Springs, FL 32043

$426,000$211/sqftEst. $2,267/moMLS# 2154752

Beds

Baths

2,016

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

Experience the new Anniston floorplan, featuring a charming Coastal elevation and a thoughtfully crafted design. This move-in ready home offers 4 bedrooms, 3 baths, an open living layout, a spacious 3-car garage, and luxury vinyl plank flooring throughout the main living spaces. The designer kitchen impresses with built-in stainless steel Whirlpool appliances--including a cooktop with wood hood, single oven and microwave tower, dishwasher, and refrigerator--complemented by 42'' white cabinets, a Flow Tender Gray tile backsplash, and elegant quartz countertops. A tray ceiling adds character to the bright gathering room, which extends to the covered lanai for effortless indoor-outdoor living. Included upgrades such as faux wood blinds, a washer and dryer, smart home technology, 8' interior doors, upgraded baths, premium hardware, and more complete this exceptional home. Schedule your private tour today.

Cost to own

Mortgage calculator

Home Price

$426,000

Down Payment: 20%

$85,200

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,152

Principal & Interest: $2,152

Est. Taxes & Insurance: $538

Estimated Total Monthly

$2,690

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,267

Property taxesest. at asking price, Clay County$653

HOAbilled monthly$13

Estimated total, before insurance$2,933/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $10,729,500 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$65,000	$65,000	—

2025 property taxes (current owner): $3,681/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Listed$426,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$426,000

Price / Sq Ft$211

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,016

Acres0.19 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address3395 Americana Drive, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionHyland Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size8,276.4 sq ft

Parcel Number15052500933800692

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup