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Pending

Pending·52 days on market

3229 Crocus Lane

Green Cove Springs, FL 32043

$390,000$179/sqftEst. $2,082/moMLS# 2157960
↓ $5,000 below original list
4
Beds
2
Baths
2,173
Sq Ft
2023
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $53/mo6,534 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Welcome home! Fall in love with this stunning single-family home perfectly tucked away in the desirable Village Park community of Green Cove Springs! Featuring a bright, open floor plan filled with natural light, spacious living areas, and a pristine layout designed for effortless living and entertaining. Step outside to enjoy a fantastic, private backyard space perfect for weekend BBQs, relaxing evenings, or hosting friends and family. Unbeatable location just minutes from top-rated schools, local parks, shopping, and dining. Don't wait--schedule your private tour today and make this gorgeous home yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,082
Property taxesest. at asking price, Clay County$598
HOAbilled annually$53
Estimated total, before insurance$2,733/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,111/yr · $426/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,082
Principal & Interest: $2,082
Property taxes (est.): $598
Insurance (est.): $260
Estimated Total Monthly
$2,940
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,111/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Pending$390,000
  • Sep 4, 2026Price change$390,000−$5,000
  • Aug 4, 2026Active$395,000
  • Jul 31, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,173
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3229 Crocus Lane, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionVillage Park
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,534 sq ft
Parcel Number16052500933900777
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Double Oven, Dryer, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Porch, Screened
FencingPrivacy, Vinyl
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 4, 2026
Days on Market35
HOA Fees$637.81 / Annually
HOA FrequencyAnnually
HOA NameCommunity Management Concepts
Tax Amount$5,110.64
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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