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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·128 days on market

1835 Samuel Adams Court

Jacksonville, FL 32221

$324,900$170/sqftEst. $1,800/moMLS# 2148661
↓ $35,000 below original list
3
Beds
2
Baths
1,909
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $46/mo6,098 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this inviting home in Liberty Square--an excellent opportunity for a first-time homebuyer or investor! NEW FENCE COMING SOON! Featuring LVP flooring throughout, this home offers an open-concept floor plan with a spacious kitchen and center island, perfect for everyday living and entertaining. Conveniently located near Cecil Commerce Center, the Jacksonville Equestrian Center, and Cecil Aquatics Center, with easy access to major employment centers, shopping, dining, recreation, and entertainment. Plus, a new Publix and additional shopping are currently under development just minutes away. Come see all this home and location have to offer!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
HOAbilled annually$46
Estimated total, before insurance$2,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,379/yr · $448/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$324,900
$64,980
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,547
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$281,533$281,533▲ $20,155
2024$262,425$262,425—
2023$272,893$255,750▲ $31,302
2022$232,500$232,500▲ $15,137
2021$184,159$184,159—
2020$178,942$178,942▲ $7,888

2025 property taxes (current owner): $5,379/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Price change$324,900−$15,000
  • Jul 24, 2026Price change$339,900−$10,000
  • Jul 10, 2026Price change$349,900−$10,000
  • Jun 4, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2023 Constitutional Republic Place, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYJul 2026$299,000$1623/2.51,847390.2
1146 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$323,990$2054/21,578120.3
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860.4
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.4
11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$316,000$2014/21,574440.4
1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$350,990$1794/21,960900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,900
Price / Sq Ft$170
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,909
Acres0.14 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1835 Samuel Adams Court, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionLiberty Square
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,098.4 sq ft
Parcel Number0020605780

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Disposal, Electric Oven, Ice Maker, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 4, 2026
Days on Market106
HOA Fees$548 / Annually
HOA FrequencyAnnually
Tax Amount$5,378.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BRANDYWINE HOMES USA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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