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Sold·Closed Feb 13, 2026·180 days on market
1500 Calming Water Drive 2204
Fleming Island, FL 32003
About this home
Fleming Island
ASSUMEABLE VA MORTGAGE AT 3.15% Beautiful 3-Bedroom, 2 1/2 Bath. Welcome to this spacious condo located in the highly desirable community of Fleming Island. Featuring a modern open floor plan, the main level boasts a large great room that seamlessly flows into the kitchen—complete with a prep island—and an adjacent dining area, perfect for entertaining or everyday living. Upstairs, you'll find two generously sized guest bedrooms and a spacious primary suite with a private ensuite bathroom. Enjoy your morning coffee or evening relaxation on the covered and screened lanai. Additional features include a 2-car garage and access to a gated community with Fleming Island amenities throughout the area. This is Florida living at its finest—convenient, comfortable, and secure. EXPIRED TO COMPLETE SOME ITEMS, AND WILL RELIST. DO NOT CONTACT THE SELLERS!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 22 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 3 mi · Saint Johns River - Black Creek
Closest youth league fields
Rivertown Parkabout 4 mi · Baseball, Football, Lacrosse, Softball, Track
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,948/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1500 Calming Water Drive 1606, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Aug 2026 | $250,000 | $138 | 3/2.5 | 1,817 | 9 | 0.1 |
| 1500 Calming Water Drive 3605, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $287,000 | $171 | 3/2.5 | 1,674 | 2 | 0.1 |
| 1500 Calming Water Drive 2501, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Jun 2026 | $230,000 | $127 | 3/2.5 | 1,817 | 19 | 0.1 |
| 1500 Calming Water Drive 1403, Fleming Island, FL 32003Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Mar 2026 | $205,000 | $137 | 3/2.5 | 1,492 | 127 | 0.1 |
| 1500 Calming Water Drive 4605, Fleming Island, FL 32003Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $192,500 | $149 | 2/2.5 | 1,296 | 83 | 0.1 |
| 1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Sep 2026 | $186,000 | $144 | 2/2.5 | 1,296 | 7 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines