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Sold

Sold·Closed Aug 31, 2026·62 days on market

1745 Laura Ann Lane

Orange Park, FL 32073

$270,000sold priceListed at $265,000 · 101.9% of asking$204/sqftMLS# 2148286
3
Beds
2
Baths
1,326
Sq Ft
1978
Built
1
Garage
No
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence1 story

About this home

Orange Park

Charming, move-in ready home in the heart of Orange Park! Welcome to this well-maintained 3-bedroom, 2-bath house offering 1,326 sf of comfortable living space! Built in 1978, this all brick house features a fenced backyard with an open patio perfect for relaxing or entertaining, plus a permitted storage shed (2010) for extra convenience. The attached 2-car garage provides ample parking and storage. Fresh new interior paint throughout creates a bright, welcoming feel from the moment you arrive. The updated kitchen and bathrooms add modern functionality, along with LVP flooring throughout the house. Located in a convenient, established Orange Park neighborhood close to top-rated Clay County schools (Orange Park Elementary, Middle & High), shopping at Orange Park Mall, dining, parks, and Orange Park Medical Center. Just minutes from NAS Jacksonville and easy access to I-295, US 17, and Kingsley Avenue for quick commutes to Jacksonville and beyond.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Property taxesest. at asking price, Clay County$414
Estimated total, before insurance$1,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,504/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Property taxes (est.): $414
Insurance (est.): $180
Estimated Total Monthly
$2,089
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,497 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$206,275$206,275—
2024$204,506$204,506—
2023$213,540$191,979—
2022$174,527$174,527—
2021$139,753$139,253—
2020$129,872$129,372—

2025 property taxes (current owner): $3,504/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$265,000
  • Aug 4, 2026Active Under Contract$265,000
  • Jul 24, 2026Price change$265,000−$14,000
  • Jun 2, 2026Listed$279,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
200 Debarry Avenue, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$309,000$1824/21,699350.4
1661 Bartlett Avenue, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$250,000$1693/21,480580.5
1443 Beecher Lane, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$285,000$2023/21,41240.7
398 Toccoa Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$218,000$2103/1.51,040830.8
465 Sigsbee Court, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNSSep 2026$249,900$2313/21,082120.9
1968 Acorn Run W, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$120,000$1022/21,17821.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,326
Acres0.21 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1745 Laura Ann Lane, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionGrove Park Village
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size9,147.6 sq ft
Parcel Number05042601982506400
ZoningSingle Family

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 2, 2026
Days on Market62
Tax Amount$3,504.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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