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Sold·Closed May 27, 2026·45 days on market
104 Jack Street
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Welcome to this beautifully remodeled single-family home in the heart of Green Cove Springs, featuring a rare oversized two-car garage that doubles as a workshop -- perfect for storage, hobbies, or projects. This 3-bedroom, 1-bath property was completely renovated in 2023 with a new roof, windows, kitchen, bathroom, flooring, and fresh interior paint, plus a new HVAC system installed in 2024, giving you true peace of mind for years to come. Inside, you'll love the bright and functional layout with a cozy breakfast nook and a versatile flex space ideal for a home office, playroom, or additional living area. The updated kitchen offers modern finishes that make everyday living and entertaining easy. Step outside to a fenced yard with room to park your RV or boat -- and no HOA restrictions. Located just 3 minutes from Spring Park, local coffee shops, and dining, and within walking distance to Green Cove Junior High School this move-in-ready home offers comfort and flexibility.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,479 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 22 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 7 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 1 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 0.6 mi · Governor's Creek
Closest grocery store
Publixabout 7 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,375/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2 N Oakridge Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Sep 2026 | $140,000 | $139 | 3/1 | 1,008 | 17 | 0.2 |
| 101 S Oakridge Avenue, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $200,000 | $136 | 4/2.5 | 1,468 | 101 | 0.2 |
| 403 Vermont Avenue, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC. | May 2026 | $240,000 | $222 | 3/2 | 1,080 | 32 | 0.2 |
| 3 Citizen Street, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $205,000 | $146 | 4/1.5 | 1,400 | 12 | 0.4 |
| 363 Roberts Street N, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Jul 2026 | $229,999 | $159 | 4/2 | 1,444 | 48 | 0.4 |
| 1407 Spruce Street, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLC | Jul 2026 | $110,000 | $100 | 3/1.5 | 1,104 | 0 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines