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Sold

Sold·Closed Jul 10, 2026·3 days on market

2290 Eagle Harbor Parkway

Fleming Island, FL 32003

$570,000sold priceListed at $565,000 · 100.9% of asking$257/sqftMLS# 2147854
4
Beds
3
Baths
2,222
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo10,454 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Your Dream Home in Eagle Harbor! Step inside this meticulously reimagined 2,222 sq. ft. home where no detail was overlooked. The extensive, top-to-bottom interior renovation blends high-end designer selections with the warm, lived-in elegance buyers search for. Every square inch of this 4-bedroom, 3-bathroom layout radiates luxury, warmth, and impeccable taste. Positioned on a prime lot, the backyard serves as your own private sanctuary. Relax on the patio and take in the panoramic views of the pristine golf course, peaceful pond, and local wildlife. It is the perfect backdrop for morning coffee or evening entertaining. Living in Eagle Harbor means embracing a vibrant, active lifestyle with resort style amenities including: tennis, pickleball, swimming parks, championship golf, clubhouse, restaurant (Talons), and miles of scenic biking, walking and nature trails. Note- Homeowner CDD bond has been paid off, and now only O&M remains.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, Clay County$873
HOAbilled annually$5
Estimated total, before insurance$4,036/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,179/yr · $598/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $874
Insurance (est.): $380
Estimated Total Monthly
$4,411
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$438,015$387,293—
2024$432,714$366,109—
2023$427,218$332,827—
2022$330,202$302,570—
2021$275,064$275,064—
2020$261,540$261,540—

2025 property taxes (current owner): $7,179/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$565,000
  • Jul 9, 2026Pending$565,000
  • Jun 9, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1607 Highland View Court, Fleming Island, FL 32203Listed by DJ & LINDSEY REAL ESTATEAug 2026$415,000$2104/31,980410.2
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.3
1530 Rivertrace Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$580,000$2175/42,67690.4
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303400.8
1749 Preserve Point Terrace, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$615,000$2244/32,748290.8
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$254
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,222
Total Structure Area3,065 sq ft
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2290 Eagle Harbor Parkway, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size10,454.4 sq ft
Parcel Number31042602126202041

Amenities

AmenitiesPool, Barbecue, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Management - Developer, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesRestaurant
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewGolf Course, Pond

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees, On Golf Course
Patio / PorchCovered, Patio, Porch, Screened
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedJune 9, 2026
Days on Market3
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$7,178.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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