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Active·47 days on market

104 Buccaneer Place

Flagler Beach, FL 32164

$404,230$179/sqftEst. $2,151/moMLS# 2147745
4
Beds
2
Baths
2,260
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Flagler Beach

Designed with comfort and convenience in mind, the Silverbell II is sure to please! This popular floor plan has a porch entry that opens into an impressive kitchen, complete with a walk-in pantry, a wraparound counter, and a center island. The kitchen flows seamlessly into a dining area and a great room, which offers access to a covered patio. The primary suite is located on the main floor, featuring a walk-in closet and an attached bath with dual sinks and a walk-in shower. You'll find three additional bedrooms upstairs, two with walk-in closets. A full bath and a flexible loft space round out this attractive home. Options: Additional second-floor bathroom. As a part of a planned community, Seminole Palms residents will enjoy on-site, resort-style amenities, including a playground, dog park, ponds, and walking trails, along with a state-of-the-art center with a fitness room, community space, and a pavilion.

Cost to own

Mortgage calculator

$404,230
$80,846
Loan Term
Monthly Payment
$2,042
Principal & Interest: $2,042
Est. Taxes & Insurance: $510
Estimated Total Monthly
$2,552
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,151
HOAbilled annually$15
Estimated total, before insurance$2,167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,921/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 29, 2026Listed$404,230

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$404,230
Price / Sq Ft$179
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,260
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBunnell
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address104 Buccaneer Place, Flagler Beach, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32164
Parcel Number2112315560000000690

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMay 29, 2026
Days on Market28
HOA Fees$185 / Annually
HOA FrequencyAnnually
Tax Amount$2,921.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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