Active·174 days on market
182 Misty Harbor Trace
Flagler Beach, FL 32137
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Flagler Beach
Located in a desirable gated community The Hammock at Palm Harbor. Nestled near state parks and nature preserve, the Sago floorplan offers the perfect blend of modern comfort, flexibility, and the tranquil outdoors. The builder thoughtfully designed each aspect of the Sago floorplan, with a spacious first-floor primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy acccess to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Conveniently located near shopping, dining, golf courses, nature preserve, Palm Coast Marina and the beaches.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,639 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 10 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 6 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 17 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Jul 30, 2026Price change$359,990+$90
- Jul 30, 2026Price change$359,900−$20,000
- Apr 30, 2026Listed$379,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 225 Misty Harbor Trace, Palm Coast, FL 32137Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $360,000 | $185 | 3/2.5 | 1,941 | 39 | 0 |
| 233 Misty Harbor Terrace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Mar 2026 | $350,000 | $189 | 3/2.5 | 1,853 | 260 | 0 |
| 213 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jan 2026 | $354,990 | $192 | 3/2.5 | 1,853 | 250 | 0 |
| 202 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2025 | $360,000 | $194 | 3/2.5 | 1,853 | 133 | 0 |
| 206 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2025 | $289,000 | $208 | 3/2 | 1,388 | 33 | 0 |
| 215 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2025 | $299,990 | $216 | 3/2 | 1,388 | 0 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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