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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·30 days on market

3600 Ocean Shore Boulevard 614

Flagler Beach, FL 32136

$290,000$443/sqftEst. $1,594/mo mortgageMLS# 2136686
1
Beds
1
Baths
654
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XHOA $577/mo436 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

Seller offering 1 year of condo fees! Wake to the rhythm of the Atlantic at 3600 Ocean Shore Blvd #614, a true oceanfront escape in Flagler Beach. This 1-bedroom condo is filled with natural light, with sliding glass doors that open to a private balcony. The condo is perfect for sunrise coffee or unwinding to the sound of waves. The open living space flows effortlessly into a functional & fully remodeled kitchen , while the bedroom offers a calm, coastal retreat designed for rest and renewal. Additionally a newer HVAC for peace of mind A rare highlight: this unit includes a coveted, transferable short-term rental license, allowing for immediate income potential or flexible personal use. As well as a garage space in the building. Enjoy resort-style amenities including an oceanfront pool and direct beach access, all set in one of Florida's most authentic and laid-back coastal communities. This is more than a condo, it's a lifestyle, an investment, and your place by the ocean.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,594
HOAbilled monthly$577
Estimated total, before insurance$2,171/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,933/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,594
Principal & Interest: $1,594
Insurance (est.): $193
Estimated Total Monthly
$1,787
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,933/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 25, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $443/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3600 S Ocean Shore Boulevard 514, Flagler Beach, FL 32136Listed by REID REAL ESTATE GROUP, LLCSep 2025$175,000$2681/1654390
3600 S Ocean Shore Boulevard 320, Flagler Beach, FL 32136Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKAug 2025$147,500$2131/1693700

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$443
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage654
Acres0.01 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3600 Ocean Shore Boulevard 614, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionOcean View
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size435.6 sq ft
Parcel Number2912324990000000614

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Sauna, Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCommunity Structure, Garage, Underground
ViewWater

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 22, 2026
Days on Market186
HOA Fees$577 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer
Tax Amount$3,933.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEACH STATE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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