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Sold

Sold·Closed Aug 21, 2026·50 days on market

4502 White Ibis Lane

Green Cove Springs, FL 32043

$315,000sold priceListed at $319,850 · 98.5% of asking$245/sqftMLS# 2147671
3
Beds
2
Baths
1,287
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/moSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Meet the Archer+, a beautifully designed new one-story home offering 1,287 square feet offering the perfect blend of comfort and functionality. With 3 bedrooms, 2 bathrooms, and a 2-car garage, this floor plan delivers the perfect balance of open-concept living and private retreat. The heart of the home features a seamless flow between the kitchen, dining area, and gathering room, creating one spacious, connected living space ideal for entertaining, family time, or simply relaxing at home. The large windows and vaulted ceiling makes the area feel large. The kitchen is perfectly positioned for hosting, with ample counter space and a view of the entire main living area so you're always part of the conversation. The private primary suite offers a peaceful escape with an en-suite bath and generous closet space, while two additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Clay County$483
HOAbilled annually$8
Estimated total, before insurance$2,236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $483
Insurance (est.): $210
Estimated Total Monthly
$2,438
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$45,000$45,000—

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$319,850
  • Jul 20, 2026Pending$319,850
  • Jul 14, 2026Price change$319,850−$9,000
  • May 29, 2026Listed$328,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4501 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJun 2026$319,850$2154/21,489930
4497 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJun 2026$348,850$2115/21,657890
4115 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$335,000$2043/21,646780.2
1370 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$318,000$2183/21,459650.2
1346 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$333,333$2033/21,646580.2
1378 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$318,000$2183/21,459370.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,850
Price / Sq Ft$249
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,287
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address4502 White Ibis Lane, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionRookery
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number38062601651501142

Amenities

AmenitiesPool, Other, Children's Pool, Dog Park, Fitness Center, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedMay 29, 2026
Days on Market50
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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