Sold·Closed Jul 30, 2026·28 days on market
5246 Co Rd 352
Keystone Heights, FL 32656
About this home
Keystone Heights
Don't miss this opportunity own your dream home on a 1.179 acre lot! This new construction home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, providing ample space for your family and lifestyle. Enjoy the benefits of a split floor plan and modern finishes. The gourmet kitchen features 42' soft close shaker cabinets and quartz countertops, ideal for cooking and entertaining. With no HOA or CDD you have the freedom to make this property truly your own! Estimated Completion - June 2026 Please note property is not yet completed and final specs may vary.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $23,000 | $11,712 | — |
| 2024 | $16,500 | $10,648 | — |
| 2023 | $16,000 | $9,680 | — |
| 2022 | $9,000 | $8,800 | — |
| 2021 | $8,000 | $8,000 | — |
| 2020 | $8,000 | $7,700 | — |
2025 property taxes (current owner): $249/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Closed$375,000
- May 29, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $208/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5338 County Road 352, Keystone Heights, FL 32656Listed by ONE REALTY CORP | Jun 2026 | $340,000 | $214 | 3/2 | 1,589 | 34 | 0.6 |
| 5640 Caribbean, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $269,900 | $135 | 5/3 | 2,000 | 13 | 0.8 |
| 5557 County Road 352, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Jun 2026 | $275,000 | $153 | 3/1 | 1,800 | 214 | 1 |
| 5893 White Sands Road, Keystone Heights, FL 32656Listed by THE WILKINS WAY | Jul 2026 | $525,000 | $258 | 3/3 | 2,037 | 141 | 1.1 |
| 5792 Bryce Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Jul 2025 | $259,900 | $172 | 3/2 | 1,510 | 13 | 1.1 |
| 5670 Acadia Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Jul 2026 | $265,000 | $175 | 3/2 | 1,512 | 50 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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