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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 23, 2026·15 days on market

5687 Cibola Street

Keystone Heights, FL 32656

$335,000sold priceListed at $335,000 · 100% of asking$221/sqftMLS# 2124514
3
Beds
2
Baths
1,515
Sq Ft
2025
Built
2
Garage
No
Pool
No HOA1.10 acresSingle Family Residence1 storyNew construction

About this home

Keystone Heights

Welcome to your brand-new MOVE IN READY home in the heart of Keystone Heights. Nestled on an oversized 1.1 acre lot, this new construction home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, providing ample space for your family and lifestyle. Step inside to an inviting open-concept layout that's perfect for both everyday living and entertaining. The stunning kitchen features elegant two-toned 42'' cabinets, sleek quartz countertops, and a large island overlooking the bright and airy living areaâ€''ideal for hosting family and friends. The primary bedroom is offers a retreat with a spa-inspired bathroom, complete with a walk-in shower, dual vanities, and an unforgettable closet. With no HOA or CDD fees, you have the freedom to make this property truly your own .This home also includes a 1-year builder's warranty for added peace of mind and quality assurance. Don't miss the opportunity to make this property your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,856
Property taxesest. at asking price, Clay County$513
Estimated total, before insurance$2,369/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$335,000
$67,000
Loan Term
Monthly Payment
$1,856
Principal & Interest: $1,856
Property taxes (est.): $513
Insurance (est.): $223
Estimated Total Monthly
$2,592
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $196/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5338 County Road 352, Keystone Heights, FL 32656Listed by ONE REALTY CORPJun 2026$340,000$2143/21,589340.2
5299 County Road 352 Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$325,000$2212/21,470510.2
5294 County Road 352, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYApr 2026$320,000$2123/21,512870.2
7436 Caribbean Circle, Keystone Heights, FL 32656Listed by GOLD KEY REALTY OF JAX, INCJan 2026$190,000$1363/21,4001980.3
5346 County Road 352, Keystone Heights, FL 32656Listed by UNLOCK REALTY GROUP LLCJan 2026$399,999$2373/21,6901650.3
5246 Co Rd 352, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJul 2026$360,000$2003/21,800280.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,515
Acres1.10 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address5687 Cibola Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size48,046.68 sq ft
Parcel Number12082300143786089

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJanuary 10, 2026
Days on Market15
Tax Amount$196.36
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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