No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Apr 1, 2026·51 days on market
5299 County Road 352 Road
Keystone Heights, FL 32656
About this home
Keystone Heights
Lake life begins here in this beautifully updated 2-bedroom, 2-bath home on Gator Bone Lake, featuring extensive recent upgrades and stunning water views. Enjoy new windows (2023), remodeled showers in both bathrooms (2023), a spacious 42x20 deck (2023), and a 35x12 RV carport (2025), along with a 2-car detached 24x24 garage, an attached 1-car carport, paved driveway, and paved frontage road—ideal for boats, motorcycles, RVs, or collectible vehicles. Inside, lake views greet you from the living room, kitchen, and primary bedroom. The versatile bonus room offers a wet bar, second refrigerator, and large storage closet and can easily function as an additional bedroom, guest suite, or flex space if needed. The recently remodeled kitchen is a showstopper with all-new cabinetry, abundant storage, an oversized 8x4 island with eating bar, updated lighting, recessed lighting, and new flooring. The open floor plan is perfect for everyday living and entertaining, while the spacious living
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,492 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 26 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 4 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 0.8 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,862/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5294 County Road 352, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Apr 2026 | $320,000 | $212 | 3/2 | 1,512 | 87 | 0.1 |
| 5687 Cibola Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Feb 2026 | $335,000 | $221 | 3/2 | 1,515 | 15 | 0.2 |
| 5246 Co Rd 352, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Jul 2026 | $360,000 | $200 | 3/2 | 1,800 | 28 | 0.3 |
| 5338 County Road 352, Keystone Heights, FL 32656Listed by ONE REALTY CORP | Jun 2026 | $340,000 | $214 | 3/2 | 1,589 | 34 | 0.3 |
| 5346 County Road 352, Keystone Heights, FL 32656Listed by UNLOCK REALTY GROUP LLC | Jan 2026 | $399,999 | $237 | 3/2 | 1,690 | 165 | 0.4 |
| 5729 Chippewa Avenue, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Jan 2026 | $330,000 | $218 | 3/2 | 1,515 | 43 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale170 Janice DrivePalatka, FL 32177
5 bd · 3 ba · 2,001 sq ft
$350,000Est. $1,863/moWelcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful…
Listing Office: iheart realty inc
For Sale5927 White Sands RoadKeystone Heights, FL 32656
3 bd · 2 ba · 1,536 sq ft
$350,000Est. $1,863/moWake up to White Sands Lake. This 3BR/2BA lakefront retreat sits on nearly ¾ of an acre with no HOA and low taxes.…
Listing Office: trevor waters realty, inc.
For Sale162 Janice DrivePalatka, FL 32147
5 bd · 3 ba · 2,001 sq ft
$350,000Est. $1,863/moWelcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful…
Listing Office: iheart realty inc
For Sale282 Byrd RoadCrescent City, FL 32112
3 bd · 2 ba · 1,781 sq ft
$350,000Est. $1,863/moLAKE FRONT 3/2 BLOCK HOME ON 4.8+/- ACRE WITH AN ADDITIONAL 4.65+/- ACRE PARCEL #26-10-27-0000-0103-0000. THIS HOME…
Listing Office: century 21 triton realty
Keep looking
Similar homes in Keystone Heights
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines