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Sold

Sold·Closed Jun 16, 2026·34 days on market

5338 County Road 352

Keystone Heights, FL 32656

$340,000sold priceListed at $349,900 · 97.2% of asking$214/sqftMLS# 2140967
3
Beds
2
Baths
1,589
Sq Ft
2023
Built
2
Garage
Yes
Pool
No HOA1.11 acresSingle Family Residence1 story

About this home

Keystone Heights

Fantastic newer build from 2023 located on paved County Road 352! Features an above ground saltwater pool and deck on 1.11 acres. Fenced in backyard is perfect for the dogs, chickens, etc. to roam and the screened in back porch accentuates the outdoor living experience flawlessly. Inside you will find a nicely appointed, open-concept kitchen complete with an island, granite countertops, SS appliances, and slow-close cabinets! The master includes double vanity sinks and a large walk-in closet. Plenty of space out front to park the RV, truck, etc. Come see it today and Welcome Home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, Clay County$521
Estimated total, before insurance$2,404/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,245/yr · $270/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $521
Insurance (est.): $227
Estimated Total Monthly
$2,631
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $295,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$285,838$178,720—
2024$272,329$172,976—
2023$16,000$16,000—
2022$9,000$8,800—
2021$8,000$8,000—
2020$8,000$7,700—

2025 property taxes (current owner): $3,245/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5640 Caribbean, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLCAug 2026$269,900$1355/32,000130.3
5792 Bryce Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2025$259,900$1723/21,510130.5
5246 Co Rd 352, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJul 2026$360,000$2003/21,800280.6
5557 County Road 352, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJun 2026$275,000$1533/11,8002140.9
5468 Jefferson Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCJun 2026$262,399$1743/21,51221.1
6745 Damascus Road, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCSep 2026$245,000$2134/21,1521351.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,900
Price / Sq Ft$220
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,589
Acres1.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground, Fenced, Salt Water
Is WaterfrontNo

Community Information

Address5338 County Road 352, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size48,351.6 sq ft
Parcel Number12082300143786209

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener, Off Street, RV Access/Parking

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceNo
# of Fireplaces0
# of Stories1

Additional Information

Date ListedApril 20, 2026
Days on Market34
Tax Amount$3,245.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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