Pending·33 days on market
5640 Caribbean
Keystone Heights, FL 32656
About this home
Keystone Heights
NEW CONSTRUCTION! 1 ACRE Land Home Package. This Beautiful 5-bedroom, 3 bath Clayton home it affords all the amenities you could need and more for an affordable price point. Come see for yourself and make this your family homestead or retirement dream in the peaceful country in heart of Keystone Heights. Cozy coffee bar, luxury vinyl throughout, stainless steel appliances, new well and septic tank. Split floor plan with a flex room for office or playroom. There is plenty of room for the family, here is your fresh start make it yours today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $23,000 | $11,712 | — |
| 2024 | $16,500 | $10,648 | — |
| 2023 | $16,000 | $9,680 | — |
| 2022 | $9,000 | $8,800 | — |
| 2021 | $8,000 | $8,000 | — |
| 2020 | $8,000 | $7,700 | — |
2024 property taxes (current owner): $196/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEYCOME OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines







