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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·107 days on market

3296 N Old Dixie Highway

Bunnell, FL 32110

$639,000$280/sqftEst. $3,319/moMLS# 2147487
3
Beds
3
Baths
2,283
Sq Ft
2016
Built
Garage
No
Pool

About this home

Bunnell

Trade traffic for trees, neighbors for nature, and stress for star-filled nights. Your private country retreat is waiting. If you've been searching for acreage, privacy, and the freedom to truly enjoy your property, this is the one. Nestled on 5.5 peaceful acres along historic Old Brick Road, this custom 2016 home offers the rare combination of modern comfort and wide-open space. Wake up to birds singing instead of traffic, enjoy coffee while watching wildlife from your porch, and spend evenings under endless Florida sunsets--all while remaining just 7 miles from shopping, restaurants, and everyday conveniences. Whether you dream of a hobby farm, a place for your boat and RV, room for children to explore, or simply a quieter way of life, this property gives you the space to make it happen. Features You'll Love 5.5 private acres with plenty of room to roam Built in 2016 4 Bedrooms | 3 Bathrooms | Bonus Room Two en suite bedrooms--ideal for guests or multi-generational living

Cost to own

Mortgage calculator

$639,000
$127,800
Loan Term
Monthly Payment
$3,319
Principal & Interest: $3,319
Insurance (est.): $426
Estimated Total Monthly
$3,745
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,319
Estimated total, before insurance$3,319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,385 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 10, 2026Price change$639,000$10,900
  • May 28, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,000
Price / Sq Ft$280
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,283
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address3296 N Old Dixie Highway, Bunnell, FL 32110
Area602-Flagler County-NW
SubdivisionDaytona North
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Parcel Number3011300000030300010

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Additional Information

Date ListedMay 28, 2026
Days on Market105
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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