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Active

Active·8 days on market

1053 Balsa Street

Bunnell, FL 32110

$359,900$208/sqftEst. $1,869/moMLS# 2163581
3
Beds
2
Baths
1,728
Sq Ft
1996
Built
Garage
No
Pool

About this home

Bunnell

House, barndominium, pole barn/workshop AND a pond -- all on approximately 1.14 acres! This unique Bunnell property offers space, flexibility and serious potential. The main home is approximately 1,728 sq ft and was remodeled in 2026. The 1,200 sq ft barndominium (2021) offers a large flexible layout with multiple entry points, an almost-complete kitchen area with no appliances currently installed, plus a full bathroom. The 1,400 sq ft pole barn/workshop (2008) adds even more room for storage, hobbies, equipment or projects. Whether you need room to spread out, work from home, create a multigenerational setup or simply want a property that offers more than the typical house and yard, this one deserves a look.

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,869
Principal & Interest: $1,869
Insurance (est.): $240
Estimated Total Monthly
$2,109
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,869
Estimated total, before insurance$1,869/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,825/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,825/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900
Price / Sq Ft$208
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,728
Acres1.14 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBunnell
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address1053 Balsa Street, Bunnell, FL 32110
Area604-Flagler County-South Of SR100/West Of US-1
SubdivisionDaytona North
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Lot Size49,658.4 sq ft
Parcel Number1312281800000700020

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck, Front Porch
FencingBack Yard
RoofMetal
ConstructionVinyl Siding
Other StructuresBarn(s), Workshop

Additional Information

Date ListedSeptember 4, 2026
Days on Market0
Tax Amount$4,824.64
Tax Year2025
Listing TermsCash, Conventional, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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