Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 53
Active Under Contract

$359,900Active Under Contract3 bd · 2 ba · 1,728 sq ft

Active Under Contract·64 days on market

1053 Balsa Street

Bunnell, FL 32110

$359,900$208/sqftEst. $1,962/mo mortgageMLS# 2163581
3
Beds
2
Baths
1,728
Sq Ft
1996
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.14 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bunnell

House, barndominium, pole barn/workshop AND a pond -- all on approximately 1.14 acres! This unique Bunnell property offers space, flexibility and serious potential. The main home is approximately 1,728 sq ft and was remodeled in 2026. The 1,200 sq ft barndominium (2021) offers a large flexible layout with multiple entry points, an almost-complete kitchen area with no appliances currently installed, plus a full bathroom. The 1,400 sq ft pole barn/workshop (2008) adds even more room for storage, hobbies, equipment or projects. Whether you need room to spread out, work from home, create a multigenerational setup or simply want a property that offers more than the typical house and yard, this one deserves a look.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,962
Estimated total, before insurance$1,962/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,825/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,962
Principal & Interest: $1,962
Insurance (est.): $240
Estimated Total Monthly
$2,202
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1.1-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,825/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Active Under Contract$359,900
  • Sep 4, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1192 Avocado Boulevard, Bunnell, FL 32110Listed by CENTURY 21 LIGHTHOUSE REALTYJun 2026$190,000$1363/21,39360.2
1537 Bayberry Street, Bunnell, FL 32110Listed by RIVER LIFE REALTY LLCApr 2026$280,000$1733/21,620270.6
1391 Beech Boulevard, Bunnell, FL 32110Listed by GETMOREOFFERSMar 2026$245,500$1354/21,8132010.8
5390 Mahogany Boulevard, Bunnell, FL 32110Listed by GAILEY ENTERPRISES LLCOct 2026$675,000$3383/22,000560.9
5032 Walnut Avenue, Bunnell, FL 32110Listed by LANTERN REALTY, LLC.Jun 2026$274,900$1723/21,600891.5
2132 Lancewood Street, Bunnell, FL 32110Listed by EAZ REALTY LLCJun 2026$246,000$1873/21,3157661.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$359,900
Price / Sq Ft$208
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,728
Acres1.14 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address1053 Balsa Street, Bunnell, FL 32110
Area604-Flagler County-South Of SR100/West Of US-1
SubdivisionDaytona North
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Lot Size49,658.4 sq ft
Parcel Number1312281800000700020

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck, Front Porch
FencingBack Yard
RoofMetal
ConstructionVinyl Siding
Other StructuresBarn(s), Workshop

Additional Information

Date ListedSeptember 4, 2026
Days on Market64
Tax Amount$4,824.64
Tax Year2025
Listing TermsCash, Conventional, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines