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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·121 days on market

16 Silver Glen Drive

Palm Coast, FL 32137

$459,990$210/sqftEst. $2,456/moMLS# 2147305
2
Beds
2
Baths
2,186
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $217/mo8,712 sqft lotSingle Family Residence1 storyNew construction

About this home

Palm Coast

The Cooper floor plan features a thoughtfully crafted layout centered around a spacious great room, ideal for family gatherings and entertaining. The open kitchen, highlighted by a large island, flows seamlessly into the café and great room, creating a warm and functional living space. The private primary suite offers a tranquil retreat with dual walk-in closets and a luxurious en suite bath. An additional bedroom and a versatile flex room provide options for a home office, study, or guest accommodations. With a three-car garage, the Cooper combines ample storage, parking, and elegant design for a perfect balance of style and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,456
HOAbilled monthly$217
Estimated total, before insurance$2,672/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,584/yr · $299/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,990
$91,998
Loan Term
Monthly Payment
$2,456
Principal & Interest: $2,456
Insurance (est.): $307
Estimated Total Monthly
$2,762
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:15 AM, sunset 7:17 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,584/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 27, 2026Listed$459,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,990
Price / Sq Ft$210
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,186
Total Structure Area3,416 sq ft
Acres0.20 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes
Direction FacesSouth

School Information

HighMatanzas

Community Information

Address16 Silver Glen Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionReverie At Palm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size8,712 sq ft
Lot Dimensions50x120
Parcel Number0411305160000001790
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Shuffleboard Court
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Oven, Microwave
HeatingCentral
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 27, 2026
Days on Market93
HOA Fees$216.66 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,584.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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