This home is in Jacksonville.
Sold·Closed Aug 27, 2026·62 days on market·Recent sales in Jacksonville
7073 Cotillion Road N
Jacksonville, FL 32211
About this home
Jacksonville
Welcome home to this charming 3-bedroom, 2-bath block home nestled in one of Jacksonville's well-established neighborhoods where timeless character and everyday convenience come together. Rich hardwood floors and traditional tile throughout create a warm, nostalgic feel that instantly feels like home. The primary suite includes its own private bath, while the large glassed-in back patio offers the perfect place to relax, entertain, or enjoy quiet mornings overlooking the oversized backyard. Situated on a desirable corner lot, this property also features a workshop attached to the garage for hobbies, storage, or extra workspace. A wonderful opportunity for first-time homebuyers or investors seeking value, charm, and income potential in a classic Jacksonville setting. Close to downtown, world class shopping and fine dining. Some photos maybe virtually staged.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1957)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,333 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $198,882 | $0 | — |
| 2024 | $194,312 | $0 | ▲ $10,051 |
| 2023 | $190,171 | $0 | — |
| 2022 | $174,140 | $0 | ▲ $24,620 |
| 2021 | $129,214 | $0 | — |
| 2020 | $114,781 | $0 | — |
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Closed$238,000
- Jul 29, 2026Pending$238,000
- Jul 10, 2026Active$238,000
- Jul 7, 2026Pending$238,000
- Jun 23, 2026Listed$238,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2625 Charbray Drive, Jacksonville, FL 32211Listed by CROSSVIEW REALTY | Sep 2026 | $249,000 | $175 | 4/2.5 | 1,424 | 2 | 0 |
| 7020 N Cotillion Road N, Jacksonville, FL 32211Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $145,000 | $123 | 3/1 | 1,181 | 35 | 0.1 |
| 7257 Elvia Drive, Jacksonville, FL 32211Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $240,000 | $172 | 3/1 | 1,392 | 2 | 0.2 |
| 7435 Bamberg Road, Jacksonville, FL 32277Listed by PASSPORT REALTY, LLC. | Oct 2026 | $200,000 | $214 | 3/1 | 936 | 58 | 0.4 |
| 2426 Ligustrum Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $299,000 | $227 | 3/1.5 | 1,315 | 4 | 0.5 |
| 2351 Gaillardia Road, Jacksonville, FL 32211Listed by ENRG GLOBAL REALTY, LLC | Sep 2026 | $300,000 | $214 | 3/2 | 1,400 | 66 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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