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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Sep 3, 2026·2 days on market·Recent sales in Jacksonville

2408 Robert Street

Jacksonville, FL 32209

$177,250sold priceListed at $183,000 · 96.9% of asking$135/sqftMLS# 2157915
4
Beds
2
Baths
1,314
Sq Ft
2017
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Need 24 hrs notice to show. Don't miss this incredible opportunity to own a 4-bedroom, 2-bath Craftsman home offering 1,314 square feet of living space in a convenient location close to parks, shopping, dining, and major highways. The true showstopper is the oversized front porch--the perfect place to relax with your morning coffee, unwind in the evening, or gather with friends and family. Inside, you'll find a functional layout that's ready for your personal vision. Being sold AS IS, this home is full of character and potential. Bring your creativity and transform this Craftsman gem into the home you've always wanted!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$982
Property taxesest. at asking price, Duval County$289
Estimated total, before insurance$1,271/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,736/yr · $145/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$177,250
$35,450
Loan Term
Monthly Payment
$982
Principal & Interest: $982
Property taxes (est.): $289
Insurance (est.): $118
Estimated Total Monthly
$1,389
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,736/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$183,000
  • Aug 2, 2026Pending$183,000
  • Jul 31, 2026Listed$183,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1843/21,031170.6
1936 5th Street W, Jacksonville, FL 32209Listed by REAL BROKER LLCSep 2026$204,990$1703/21,2091000.9
1980 W 3rd Street, Jacksonville, FL 32209Listed by SOLENE REALTY LLCSep 2026$106,500$813/11,312850.9
1938 W 4th Street, Jacksonville, FL 32209Listed by HASSLE-FREE REALTY LLCSep 2026$182,000$1563/21,164580.9
1046 Line Street, Jacksonville, FL 32209Listed by INI REALTYSep 2026$224,900$1664/21,35291
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952121

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$183,000
Price / Sq Ft$139
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,314
Acres0.11 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2408 Robert Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,791.6 sq ft
Parcel Number0480920100

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesElectric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch
RoofShingle
ConstructionAluminum Siding

Additional Information

Date ListedJuly 31, 2026
Days on Market2
Tax Amount$1,736.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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