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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 8, 2026·11 days on market·Recent sales in Jacksonville

7909 Wainwright Drive

Jacksonville, FL 32208

$114,000sold priceListed at $119,000 · 95.8% of asking$107/sqftMLS# 2147010
2
Beds
1
Baths
1,066
Sq Ft
1948
Built
1
Garage
No
Pool
FEMA Zone XNo HOA12,197 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Spacious 2/1 with large lot and garage parking. Various updates completed in last 5 years: including some re-plumbing, electrical panel and a new roof in 2019/20. Also inn 2025 a New AC was also added. Prior to listing house was also fully repainted in May 2026. Interior includes two generous bedrooms, a large living area, dining room, kitchen (with access to both exterior of house and the garage) and bathroom (with shower, no tub.) Also includes a large screened in back patio that overlooks the back yard. Large lot is private, with ample parking space plus garage. Some well established trees on the lot as well as a small creek runs across behind the lot. This would make an ideal first home or for someone downsizing and looking for a quiet neighbourhood. Could also easily be a reliable income producing rental in a zipcode that has been consistently trending up in recent years! House is on septic, but city water and electric.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$631
Property taxesest. at asking price, Duval County$186
Estimated total, before insurance$818/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,222/yr · $185/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$114,000
$22,800
Loan Term
Monthly Payment
$631
Principal & Interest: $631
Property taxes (est.): $186
Insurance (est.): $76
Estimated Total Monthly
$894
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~987 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$103,921$103,394—
2024$93,995$93,995—
2023$97,894$97,894—
2022$89,967$89,967▲ $616
2021$66,414$60,229▲ $9,899
2020$54,754$54,754▼ $1,527

2025 property taxes (current owner): $2,222/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$119,000
  • May 25, 2026Listed$119,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $112/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7853 Lueders Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$230,000$1903/21,209430.1
7769 Calvin Street, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$232,500$1923/21,209540.2
862 Bunker Hill Boulevard, Jacksonville, FL 32208Listed by EXP REALTY LLCSep 2026$142,700$1413/11,0121690.4
7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$120,000$1353/1887470.6
1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLCOct 2026$152,290$1154/21,33030.7
8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLCSep 2026$110,000$884/21,248230.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$119,000
Price / Sq Ft$112
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,066
Acres0.28 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address7909 Wainwright Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size12,196.8 sq ft
Parcel Number0236580000

Amenities

UtilitiesElectricity Connected, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Off Street
ViewCreek/Stream

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesElectric Range, Freezer, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Exterior

Lot DescriptionFew Trees
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 25, 2026
Days on Market11
Tax Amount$2,221.68
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE THAYVER GROUP

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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