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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·12 days on market

8141 Paul Jones Drive

Jacksonville, FL 32208

$138,500$139/sqftEst. $739/moMLS# 2165511
3
Beds
1.5
Baths
999
Sq Ft
1944
Built
2
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautifully Renovated & Move-In Ready - No HOA or CDD. Don't miss this amazing opportunity to own a fully renovated, budget-friendly home in a prime Jacksonville location! This charming property features a brand-new roof, abundant natural light from numerous updated windows, and fresh luxury vinyl plank flooring throughout. The kitchen offers newer cabinets and appliances, plus a laundry room conveniently located right off the kitchen. The full bath and convenient half bath have been tastefully updated for a modern touch. Enjoy plenty of parking with a spacious driveway and a large detached garage perfect for storage, a workshop, or hobbies. The generous backyard is ideal for family gatherings, pets, and outdoor fun. Additional updates include a new water heater for peace of mind. Located just minutes from I-95, JAX Airport, UF Health, Jacksonville Zoo, FSCJ, and a variety of shopping, dining, and entertainment options.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$739
Property taxesest. at asking price, Duval County$226
Estimated total, before insurance$966/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,982/yr · $249/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$138,500
$27,700
Loan Term
Monthly Payment
$739
Principal & Interest: $739
Property taxes (est.): $226
Insurance (est.): $92
Estimated Total Monthly
$1,058
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,385 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$146,451$146,451▲ $4,347
2024$142,600$142,600▲ $6,775
2023$141,744$136,387▲ $12,622
2022$123,989$123,989—
2021$75,296$75,296▲ $11,199
2020$62,181$62,181▲ $1,449

2025 property taxes (current owner): $2,982/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$138,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$138,500
Price / Sq Ft$139
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage999
Acres0.16 acres
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8141 Paul Jones Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size6,969.6 sq ft
Parcel Number0237390000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingDetached

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
Tax Amount$2,982.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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