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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$570,0005 bd · 4 ba · 3,448 sq ft

Active·33 days on market

4492 Quail Hollow Road

Orange Park, FL 32065

$570,000$165/sqftEst. $3,108/mo mortgageMLS# 2140336
5
Beds
4
Baths
3,448
Sq Ft
2014
Built
2
Garage
No
Pool
FEMA Zone XHOA $4/moSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

INCREDIBLE OPPORTUNITY IN THE SOUGHT-AFTER EAGLE LANDING COMMUNITY! Discover the possibilities with this spacious 5-bedroom, 4-bathroom home offering plenty of room to make it your own! Located in a beautiful community known for its resort-style amenities, this two-story home features an open-concept floor plan, a kitchen with granite countertops overlooking the main living area, and a versatile upstairs loft perfect for a second living space, home office, or game room. Enjoy peaceful pond views from the screened-in patio, ideal for relaxing or entertaining. Additional features include an electric vehicle charging plug in the garage. With generous living spaces, a desirable location, and endless potential to add your personal touches, this home is a wonderful opportunity to create something special. Short sale subject to lender approval. Property sold AS-IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,108
Property taxesest. at asking price, Clay County$873
HOAbilled annually$4
Estimated total, before insurance$3,985/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,708/yr · $642/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,108
Principal & Interest: $3,108
Property taxes (est.): $874
Insurance (est.): $380
Estimated Total Monthly
$4,361
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 6:47 AM, sunset 5:35 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $626,600 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$521,459$0—
2024$513,375$513,375—
2023$510,109$510,109—
2022$462,564$321,378—
2021$366,901$310,562—
2020$355,584$305,584—

2024 property taxes (current owner): $7,708/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Price change$570,000+$120,000
  • Aug 4, 2026Pending$450,000
  • Jul 24, 2026Price change$450,000−$50,000
  • Jul 13, 2026Price change$500,000−$50,000
  • Apr 16, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2239 Club Lake Drive, Orange Park, FL 32065Listed by RE/MAX SPECIALISTSNov 2026$480,000$1904/3.52,52750.1
4464 Quail Hollow Road, Orange Park, FL 32065Listed by WATSON REALTY CORPOct 2026$506,000$1904/32,664810.1
4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLCOct 2026$375,300$1514/32,492930.1
2270 Club Lake Drive, Orange Park, FL 32065Listed by PURSUIT REAL ESTATE, LLCJul 2026$578,000$1464/3.53,971220.1
4616 Golf Brook Road, Orange Park, FL 32065Listed by ERA ONETEAM REALTYJul 2026$595,000$1904/3.53,127310.1
2175 Club Lake Drive, Orange Park, FL 32065Listed by REDFIN CORPORATIONJul 2026$625,000$1645/43,815130.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$570,000
Price / Sq Ft$165
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,448
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryDiscovery Oaks
MiddleOakleaf Jr High

Community Information

Address4492 Quail Hollow Road, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number13042400554200746
ZoningSingle Family

Amenities

UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2

Additional Information

Date ListedOctober 5, 2026
Days on Market33
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$7,708
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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