This home is in Jacksonville — a home near Atlantic Coast High School.
Sold·Closed Jul 6, 2026·8 days on market·Recent sales in Jacksonville
3988 Ferrarra Street
Jacksonville, FL 32217
About this home
Jacksonville
Welcome to this beautifully maintained, move-in-ready 3-bedroom, 2-bathroom single-story home nestled in the highly desirable San Jose Manor neighborhood! Perfectly balancing mid-century character with modern updates, this lovely residence offers a bright, open living and dining area featuring clean lines and great natural light. The functional kitchen comes complete with ample cabinet storage and workspace, making meal preparation a breeze. Retreat to the spacious primary bedroom with its own convenient en-suite bathroom, while two additional bedrooms offer great flexibility for a home office, gym, or guest space. Step outside to a large, fully fenced backyard that serves as your private oasis, ideal for weekend gatherings, gardening, or pets. Superbly located just minutes from top schools, shopping, dining, and major highways for an easy commute anywhere in Jacksonville!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,489 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $224,900 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $221,027 | $221,027 | ▲ $4,962 |
| 2024 | $216,337 | $216,337 | ▲ $9,956 |
| 2023 | $211,745 | $211,745 | ▲ $5,216 |
| 2022 | $201,194 | $39,285 | — |
| 2021 | $148,821 | $36,670 | — |
| 2020 | $137,575 | $35,467 | — |
2025 property taxes (current owner): $4,305/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INC | Sep 2026 | $226,000 | $145 | 3/2 | 1,554 | 4 | 0.3 |
| 2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICES | Oct 2026 | $430,000 | $218 | 3/3 | 1,971 | 16 | 0.4 |
| 4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONS | Oct 2026 | $404,000 | $259 | 2/2 | 1,557 | 73 | 0.5 |
| 7919 Rondeau Drive E, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $269,900 | $157 | 3/2 | 1,720 | 7 | 0.5 |
| 4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $460,000 | $241 | 3/2 | 1,907 | 56 | 0.5 |
| 7837 Rondeau Drive E, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $225,000 | $167 | 3/2 | 1,351 | 21 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in San Jose Manor
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











