This home is in Jacksonville.
Sold·Closed Jul 10, 2026·28 days on market·Recent sales in Jacksonville
3524 Centerhill Drive N
Jacksonville, FL 32254
About this home
Jacksonville
Welcome home to this beautifully updated home in the quiet community of Terrace Park. This charming 3-bedroom,1-bathroom home offers 900 square feet of stylish and comfortable living space with updates throughout. Freshly painted inside and out, this move-in ready home features durable LVP flooring throughout, a beautifully remodeled kitchen and bathroom, and new windows installed in 2025 that fill the home with natural light. Enjoy peace of mind with major upgrades already completed, including a new AC system installed in 2022 and a brand-new roof coming in 2026.A new refrigerator and stove will be installed at closing, making this home truly ready for its next owner. The 1.5-car garage is perfectly set up for a workshop or hobby space and includes a separate electrical panel for added convenience. Ideally located close to downtown, the river, shopping, dining, and just a short drive to the beach, this home combines comfort, convenience, and value all in one. Come see it today.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $73,004 | $46,126 | ▲ $5,152 |
| 2024 | $68,190 | $41,933 | ▲ $8,672 |
| 2023 | $61,921 | $38,121 | — |
| 2022 | $50,578 | $34,656 | — |
| 2021 | $42,359 | $31,506 | — |
| 2020 | $35,599 | $28,642 | ▲ $4,315 |
2025 property taxes (current owner): $1,373/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 11, 2026Closed$169,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATE | Oct 2026 | $133,000 | $140 | 3/1 | 950 | 66 | 0.2 |
| 3319 Lowell Avenue, Jacksonville, FL 32254Listed by GREEN PALM REALTY & PROPERTY MANAGEMENT | Aug 2026 | $155,000 | $135 | 3/2 | 1,144 | 15 | 0.3 |
| 3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Sep 2026 | $174,000 | $161 | 3/2 | 1,080 | 98 | 0.7 |
| 3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOME | Sep 2026 | $135,500 | $156 | 2/1 | 870 | 40 | 0.9 |
| 5536 Leaming Avenue, Jacksonville, FL 32254Listed by CRYSTAL CLEAR REALTY, LLC | Sep 2026 | $233,500 | $227 | 3/2 | 1,030 | 88 | 1.2 |
| 5463 Leaming Avenue, Jacksonville, FL 32254Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $115,000 | $132 | 2/1 | 874 | 23 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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