This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 21, 2026·42 days on market·Recent sales in Jacksonville
2020 Indian Springs Drive
Jacksonville, FL 32246
About this home
Jacksonville
RARE OPPORTUNITY!!! LAKEFRONT HOME PRICED BELOW MARKET VALUE IN AN INCREDIBLE NEIGHBORHOOD!!! This fixer-upper is full of potential and ready for the right buyer to bring their vision to life!!! The home is mostly original but offers GOOD BONES, a beautiful lakefront setting, and an amazing location surrounded by higher-value homes!!! Major updates already include a 2-YEAR-OLD A/C and a roof that is approximately 12 years old!!! Whether you're an investor or buyer looking to create your dream home, this property offers the perfect canvas with strong upside potential!!! Bring your creativity and take advantage of this rare chance to build equity in an amazing neighborhood!!! SOLD AS-IS!!!
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $302,491 | $91,054 | — |
| 2024 | $302,809 | $87,640 | — |
| 2023 | $288,959 | $83,486 | — |
| 2022 | $258,610 | $83,953 | — |
| 2021 | $200,151 | $80,037 | — |
| 2020 | $194,635 | $78,235 | ▲ $7,893 |
2025 property taxes (current owner): $2,145/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$349,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2118 Pecos Way, Jacksonville, FL 32246Listed by ROUND TABLE REALTY | Sep 2026 | $390,000 | $266 | 3/2 | 1,468 | 6 | 0.1 |
| 12620 Barnsbury Court, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $460,000 | $247 | 4/2 | 1,863 | 36 | 0.4 |
| 13058 Bent Pine Court E, Jacksonville, FL 32246Listed by SUNFLORIDA REALTY | Aug 2026 | $390,000 | $241 | 3/2 | 1,616 | 231 | 0.4 |
| 1725 Ashmore Green Drive, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Sep 2026 | $345,000 | $254 | 3/2 | 1,356 | 25 | 0.5 |
| 13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $349,000 | $238 | 3/2 | 1,464 | 28 | 0.6 |
| 12951 Everett Court W, Jacksonville, FL 32225Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC. | Aug 2026 | $495,000 | $368 | 3/2 | 1,346 | 58 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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