This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.
Active·90 days on market·Julington Lakes
250 Shadow Cove
St. Johns, FL 32259
About this home
Julington Lakes
PRICED TO SELL, way below appraisal value. Prepare to be captivated by this meticulously maintained TOLL BROTHERS home that surpasses even the finest model homes. This stunning home features 5 bedrooms, 4 full bathrooms, and an upstairs game room, all expertly designed and meticulously upgraded. Every inch of this home speaks thoughtful craftsmanship. Laundry room and master bedroom conveniently located downstairs, along with another bedroom & a full bath, perfect for guests or an office! The triple slider door leads out to an EXTENDED LANAI with a custom-built OUTDOOR KITCHEN and plenty of room for a pool. Located on a private PREMIUM LOT, tucked away on a quiet cul-de-sac with a spacious garage and an EXPANDED driveway with plenty of parking for family and guests. The pictures speak for themselves showing the beauty and care the sellers have given to their home. Located in the highly desirable Julington Creek / Switzerland area of St. Johns County zoned for Top rated schools!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $653,816 | $481,128 | — |
| 2024 | $599,587 | $466,861 | — |
| 2023 | $539,970 | $451,807 | — |
| 2022 | $541,374 | $437,191 | — |
| 2021 | $110,000 | $110,000 | — |
2025 property taxes (current owner): $6,975/yr
Estimated taxes if purchased at asking price: ~$13,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 14, 2026Price change$850,000−$23,000
- Jul 13, 2026Price change$873,000−$27,000
- Jun 17, 2026Listed$900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Julington Lakes
Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Lakes homes for sale →Listing Courtesy of: FATHOM REALTY FL, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Julington Lakes
Active$844,700MLS# 2149908Est. $4,496/mo245 Freshwater Drive, St. Johns, FL 322594 Beds3 Baths3,182 sqftThis stunning 4/3 is perfectly positioned on a premium lot with serene preserve views both in front of and behind the…
ResidentialJPAR CITY AND BEACH
Active Under Contract$815,000MLS# 2142777Est. $4,338/mo275 Freshwater Drive, St. Johns, FL 322594 Beds3 Baths3,244 sqftWelcome to this beautifully appointed Terrano Carolina model by Toll Brothers, located on a serene preserve lot in the…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$899,000MLS# 2161862Est. $4,785/mo220 Pine Haven Drive, St. Johns, FL 322593 Beds2.5 Baths2,673 sqftWelcome to a beautifully appointed single-story retreat where comfort, privacy, and the beauty of nature come together.…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$924,000MLS# 2131207Est. $4,918/mo383 Pine Haven Drive, St. Johns, FL 322595 Beds4.5 Baths3,597 sqftPERFECT FOR MULTI-GENERATIONAL LIVING - 2 LUXURIOUS PRIMARY SUITES ON THE FIRST FLOOR! Offering one of the best values…
ResidentialREAL BROKER LLC
Keep looking
Similar homes in St. Johns
Explore the area
More in Julington Lakes
Julington Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines