Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.

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Active

Active·174 days on market·Julington Lakes

383 Pine Haven Drive

St. Johns, FL 32259

$924,000$257/sqftEst. $4,755/moMLS# 2131207

Beds

Baths

3,597

Sq Ft

2022

Built

Garage

Pool

About this home

Julington Lakes

PERFECT FOR MULTI-GENERATIONAL LIVING - 2 LUXURIOUS PRIMARY SUITES ON THE FIRST FLOOR! Offering one of the best values in Julington Lakes, this executive residence sits on a HUGE .33-acre corner lot within the gated community, delivers space, privacy & a highly flexible layout. The highly desirable Anna Maria floor plan features 5 beds, 4.5 baths, private office, large loft, & thoughtfully separated living spaces-ideal for growing households/extended family living. Step through the upgraded glass front door into a grand foyer w soaring ceilings & high-end luxury vinyl plank flooring & tile throughout-no carpet! Tall interior doors, designer lighting, upgraded ceiling fans & an abundance of large windows create a refined interior filled w natural light. The gourmet kitchen is designed to impress w large island, double-stacked white cabinets, stylish tile backsplash, farmhouse sink, custom pantry & premium KitchenAid appliances.

Cost to own

Mortgage calculator

Home Price

$924,000

Down Payment: 20%

$184,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$4,755

Principal & Interest: $4,755

Property taxes (est.): $1,230

Insurance (est.): $616

Estimated Total Monthly

$6,601

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$4,755

Property taxesest. at asking price, St. Johns County$1,230

HOAbilled quarterly$183

Estimated total, before insurance$6,168/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $673,500 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$710,685	$0	—
2024	$651,865	$0	—
2023	$589,285	$0	—
2022	$123,200	$121,000	—
2021	$110,000	$110,000	—

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$924,000−$1,000
Feb 20, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$924,000

Price / Sq Ft$257

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,597

Acres0.33 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

HighCreekside

Community Information

Address383 Pine Haven Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Lakes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size14,374.8 sq ft

Parcel Number0096824080

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingNatural Gas

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)