This home is in Julington Lakes, St. Johns.

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Active

Active·145 days on market·Julington Lakes

383 Pine Haven Drive

St. Johns, FL 32259

$925,000$257/sqftEst. $4,923/moMLS# 2131207

Beds

Baths

3,597

Sq Ft

2022

Built

Garage

Pool

About this home

Julington Lakes

*Open House - SAT 7/18 from 12-3PM!* PERFECT FOR MULTI-GENERATIONAL LIVING - 2 LUXURIOUS PRIMARY SUITES ON THE FIRST FLOOR! Offering one of the best values in Julington Lakes, this executive residence sits on a HUGE .33-acre corner lot within the gated community, delivers space, privacy & a highly flexible layout. The highly desirable Anna Maria floor plan features 5 beds, 4.5 baths, private office, large loft, & thoughtfully separated living spaces-ideal for growing households/extended family living. Step through the upgraded glass front door into a grand foyer w soaring ceilings & high-end luxury vinyl plank flooring & tile throughout-no carpet! Tall interior doors, designer lighting, upgraded ceiling fans & an abundance of large windows create a refined interior filled w natural light. The gourmet kitchen is designed to impress w large island, double-stacked white cabinets, stylish tile backsplash, farmhouse sink, custom pantry & premium KitchenAid appliances.

Cost to own

Mortgage calculator

Home Price

$925,000

Down Payment: 20%

$185,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,672

Principal & Interest: $4,672

Est. Taxes & Insurance: $1,168

Estimated Total Monthly

$5,841

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,923

Property taxesest. at asking price, St. Johns County$1,231

HOAbilled quarterly$183

Estimated total, before insurance$6,337/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $673,500 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$710,685	$0	—
2024	$651,865	$0	—
2023	$589,285	$0	—
2022	$123,200	$121,000	—
2021	$110,000	$110,000	—

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 20, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$925,000

Price / Sq Ft$257

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,597

Acres0.33 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

HighCreekside

Community Information

Address383 Pine Haven Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Lakes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size14,374.8 sq ft

Parcel Number0096824080

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingNatural Gas

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)