Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 33
Sold

Sold·Closed Jul 14, 2026·27 days on market·Recent sales in Jacksonville

4015 College Street

Jacksonville, FL 32205

$239,000sold priceListed at $239,000 · 100% of asking$246/sqftMLS# 2144462
2
Beds
1
Baths
970
Sq Ft
1940
Built
—
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Nestled in the heart of Murray Hill, this charming 2 bedroom, 1 bath bungalow blends classic character with modern updates. Inside, you'll find refinished hardwood floors, an updated kitchen, and inviting living spaces filled with warmth and natural light. Step outside to your own backyard oasis featuring plenty of room to relax, entertain, or garden, plus a large storage shed for extra space and convenience. Located just minutes from Murray Hill's popular restaurants, breweries, coffee shops, and local favorites, this home offers the perfect mix of comfort, charm, and walkable neighborhood living. *Property Records show CONCRETE BLOCK with Stucco.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,324
Property taxesest. at asking price, Duval County$390
Estimated total, before insurance$1,714/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,896/yr · $158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,000
$47,800
Loan Term
Monthly Payment
$1,324
Principal & Interest: $1,324
Property taxes (est.): $390
Insurance (est.): $159
Estimated Total Monthly
$1,873
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$185,220$77,705—
2024$185,405$74,808▼ $131
2023$190,748$71,173▲ $16,350
2022$168,448$67,644▲ $24,070
2021$124,555$64,218▲ $8,949
2020$112,642$62,642—

2025 property taxes (current owner): $1,896/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.3
3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCSep 2026$219,900$2303/1957370.3
4612 College Street, Jacksonville, FL 32205Listed by RE/MAX UNLIMITEDSep 2026$280,000$2562/11,092990.4
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.5
3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYSep 2026$210,000$2073/11,0151000.6
4722 Sappho Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$290,000$2962/197910.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,000
Price / Sq Ft$246
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage970
Acres0.20 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4015 College Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size8,712 sq ft
Parcel Number0606250000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck
RoofShingle
ConstructionStucco
Other StructuresShed(s)

Additional Information

Date ListedMay 19, 2026
Days on Market27
Tax Amount$1,895.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines