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Pending

$471,709Pending4 bd · 3 ba · 2,380 sq ft

Pending·104 days on market

96041 College Parkway

Fernandina Beach, FL 32034

$471,709$198/sqftEst. $2,572/mo mortgageMLS# 2157362
4
Beds
3
Baths
2,380
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone AEHOA $32/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fernandina Beach

New construction in Woodbridge with low HOA, no CDD fees, and preserve views! This upgraded Elderberry floor plan features a spacious entry, open-concept living, and a first-floor primary suite with a large walk-in closet. An additional bedroom and full bath are also conveniently located on the main level. Upstairs offers two bedrooms with walk-in closets, a large loft, full bath, and dedicated storage space. Upgrades include 9' ceilings, 8' doors, quartz countertops, soft-close cabinetry, wide-plank flooring, a large kitchen island, walk-in pantry, and covered patio. Move-in ready with gutters, blinds, refrigerator, washer, and dryer included, plus professionally selected designer finishes throughout. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,572
Property taxesest. at asking price, Nassau County$651
HOAbilled annually$32
Estimated total, before insurance$3,255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$471,709
$94,342
Loan Term
Monthly Payment
$2,572
Principal & Interest: $2,572
Property taxes (est.): $651
Insurance (est.): $314
Estimated Total Monthly
$3,537
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:32 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $461/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Pending$471,709
  • Jul 30, 2026Price change$471,709+$1,712
  • Jul 28, 2026Listed$469,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96057 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCOct 2026$438,997$2124/32,0701170
96030 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$420,000$2033/22,070500
96046 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$456,997$1994/32,300430
96038 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$436,997$2114/32,070500
96065 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$479,997$1855/32,600420
96073 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$492,942$1625/3.53,037120

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$471,709
Price / Sq Ft$198
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,380
Total Structure Area2,980 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address96041 College Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionWoodbridge
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number422N28114300520000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 28, 2026
Days on Market104
HOA Fees$388 / Annually
HOA FrequencyAnnually
Tax Amount$460.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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