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Sold

Sold·Closed Aug 27, 2026·86 days on market

95043 Paso Robles Court

Fernandina Beach, FL 32034

$685,000sold priceListed at $350,000 · 195.7% of asking$385/sqftMLS# 2140131
2
Beds
2
Baths
1,778
Sq Ft
2011
Built
2
Garage
No
Pool
HOA $32/mo7,405 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

This single-family home in the Village of Woodbridge offers about 1,778 square feet with an open, light-filled layout. this home is located on a quiet Cul-De-Sac in the Village of Woodbridge is located minutes away from award winning beaches of Beautiful Amelia Island, the historic downtown area, Fine dining, shopping, water sports, parks, historic sights, and offers easy access to, parks, marina and Downtown Jacksonville. The living room is a welcoming hub, connected to a dining area for casual meals. The kitchen features practical cabinetry and full-sized countertops, with room for a small island and ample storage. The primary bedroom includes an en-suite bath and walk-in closet; the second bedroom suits guests, with a full second bathroom. A dedicated office space adds quiet work area, plus convenient laundry. Outside, enjoy a private covered patio and yard with a tranquil pond to watch the wildlife. The AC is less than 2 years old.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,794
Property taxesest. at asking price, Nassau County$946
HOAbilled annually$32
Estimated total, before insurance$4,772/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,857/yr · $155/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,794
Principal & Interest: $3,794
Property taxes (est.): $946
Insurance (est.): $457
Estimated Total Monthly
$5,197
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$322,034$110,579—
2024$301,571$106,755—
2023$272,204$102,189—
2022$245,200$97,756—
2021$191,378$93,452—
2020$186,984$91,471—

2025 property taxes (current owner): $1,857/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96303 Otter Run Drive, Fernandina Beach, FL 32034Listed by JPAR CITY AND BEACHJul 2026$355,000$2243/21,585620.3
95421 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$355,000$1954/21,8161070.4
95083 Colnago Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$340,000$2173/21,569890.5
95451 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDJul 2026$382,500$2114/21,8112040.5
942611 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERSAug 2026$379,000$2653/1.51,42900.7
96030 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$420,000$2033/22,070500.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$197
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,778
Acres0.17 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer, Updated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address95043 Paso Robles Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionVillages of Woodbridge
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size7,405.2 sq ft
Parcel Number402N28225V00020150
ZoningPUD

Amenities

UtilitiesCable Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne and One Half
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageOther

Additional Information

Date ListedApril 15, 2026
Days on Market86
HOA Fees$389 / Annually
HOA FrequencyAnnually
Tax Amount$1,856.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: THE MASSEY REAL ESTATE GROUP INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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