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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 3, 2026·75 days on market·Recent sales in Jacksonville

5302 Cord Avenue

Jacksonville, FL 32209

$184,000sold priceListed at $184,000 · 100% of asking$132/sqftMLS# 2143973
3
Beds
2
Baths
1,390
Sq Ft
1993
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Newly installed roof (2026)! Offering $3500 contribution to buyer closing cost!* Renovated 3-bedroom, 2-bath concrete block home offering single family living convenient access to Downtown Jacksonville. This one-story home features an open living area with durable LVP flooring in the main spaces, carpet in bedrooms, and updated interior finishes throughout. The renovated kitchen includes white cabinetry, stainless steel appliances, and ample counter space. Spacious primary suite with updated bath plus two additional bedrooms ideal for guests, home office, or flex space. Enjoy a large fenced backyard with room for entertaining, pets, or outdoor activities. Additional features include 2019 HVAC, private driveway, and brick exterior. Convenient location near I-95, I-295, Healthcare, Schools, Dining, Churches, and Retail shopping.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,019
Property taxesest. at asking price, Duval County$300
Estimated total, before insurance$1,320/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,373/yr · $198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,000
$36,800
Loan Term
Monthly Payment
$1,019
Principal & Interest: $1,019
Property taxes (est.): $300
Insurance (est.): $123
Estimated Total Monthly
$1,442
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,344 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$125,256$104,822—
2024$125,406$95,293—
2023$127,262$86,630—
2022$113,851$78,755—
2021$91,370$71,596—
2020$83,213$65,088—

2025 property taxes (current owner): $2,373/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$184,000
  • Jul 20, 2026Active Under Contract$184,000
  • May 7, 2026Listed$184,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $132/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05000.1
5729 Cooke Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$235,020$1913/21,23000.4
5704 Benedict Road, Jacksonville, FL 32209Listed by REAL BROKER LLCSep 2026$189,900$1583/2.51,20150.4
2117 W 39th Street, Jacksonville, FL 32209Listed by US REALTY HUBSep 2026$82,500$704/21,174150.5
5758 Oprey Street, Jacksonville, FL 32208Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$230,000$1923/21,198530.6
1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLCOct 2026$152,290$1154/21,33031

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$184,000
Price / Sq Ft$132
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,390
Acres0.13 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNorthwest Legends
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address5302 Cord Avenue, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionSibbald Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,662.8 sq ft
Lot Dimensions50x115x50x115
Parcel Number0289420000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Range, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
FencingChain Link, Full
RoofShingle
ConstructionBrick, Concrete

Additional Information

Date ListedMay 7, 2026
Days on Market75
Tax Amount$2,373.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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