This home is in Hidden Oaks, Ponte Vedra.
Active·163 days on market·Hidden Oaks
104 Oak View Circle
Ponte Vedra, FL 32082
8 more homes for sale in Hidden Oaks →Search Hidden Oaks on the map
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About this home
Hidden Oaks
Welcome to 104 Oak View Circle, a beautifully updated 4-bedroom, 3-bath home offering 2,203 square feet of timeless coastal elegance in the heart of Ponte Vedra Beach. Nestled within a quiet, secluded enclave of homes, this residence blends refined finishes with a relaxed, beach-inspired lifestyle. Inside, you'll find tasteful, modern updates throughout, including a stunning kitchen with shaker-style cabinetry and an inviting open layout that flows seamlessly into the vaulted living room. A formal living room or office and a separate dining space provide flexibility for both everyday living and entertaining. The split-bedroom floor plan ensures privacy, with the fourth bedroom and third full bath located upstairs--perfect for guests or a private retreat. The primary suite is a true sanctuary, featuring a beautifully renovated bathroom with Carrera marble, a freestanding soaking tub, and elegant, spa-like finishes. A passthrough electric fireplace adds warmth and ambiance, connecting
Next steps in Hidden Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,335 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $657,818 | $657,818 | — |
| 2024 | $617,201 | $617,201 | — |
| 2023 | $622,969 | $622,969 | — |
| 2022 | $603,637 | $603,637 | — |
| 2021 | $355,722 | $304,109 | — |
| 2020 | $359,169 | $299,220 | — |
2025 property taxes (current owner): $9,194/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Price change$775,000−$10,000
- Sep 10, 2026Price change$785,000−$10,000
- Jul 29, 2026Price change$795,000−$15,000
- May 7, 2026Listed$810,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $465/sq ft; this home is listed at $352/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 113 Oak View Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $755,000 | $322 | 4/3 | 2,344 | 28 | 0 |
| 102 Nina Court, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Jun 2026 | $675,000 | $415 | 4/2 | 1,626 | 43 | 0.2 |
| 6029 Bridgewater Circle, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORP | Sep 2026 | $925,000 | $536 | 3/3 | 1,727 | 2 | 0.3 |
| 6017 Bridge Water Circle, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS | Aug 2026 | $900,000 | $465 | 3/3 | 1,936 | 42 | 0.3 |
| 2513 St Michel Court, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $495,000 | $301 | 3/2 | 1,645 | 99 | 0.4 |
| 128 Nandina Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jul 2026 | $1,295,000 | $510 | 3/2.5 | 2,540 | 9 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Hidden Oaks
Hidden Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines