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Active

Active·194 days on market

000-13 SE 265th Court Road

Umatilla, FL 32784

$809,900$298/sqftEst. $4,311/moMLS# 2005945

Beds

Baths

2,720

Sq Ft

2025

Built

Garage

Pool

About this home

Umatilla

Welcome to this top-quality Custom Designed LEED/Energy Star Rated LIVE OAK floor plan starting at $809,900 ''to be built'' in Hidden Oaks Lakefront Country Estates. This stately LIVE OAK 2,745 sq ft home with the unique courtyard entry is as grand as the name's sake. French front doors and 2 story open foyer welcome you into an expansive Great room, Kitchen and Dining central living area. The heart of the home. As you walk through the great room you will see a large 3 panel glass sliding door leading to your covered Lanai. This is a great entertaining area for all your family and friends. This home boasts a large private owners suite with two walk-in closets, double vanities, soaking tub, and custom shower. There are 3 additional bedrooms and two and half baths. One of the bedrooms has a full ensuite that also accesses the outdoor Lanai. A private study (or 5th bedroom), very large laundry room with its own storage closet

Cost to own

Mortgage calculator

Home Price

$809,900

Down Payment: 20%

$161,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,117

Principal & Interest: $4,117

Est. Taxes & Insurance: $1,029

Estimated Total Monthly

$5,146

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,311

HOAbilled monthly$130

Estimated total, before insurance$4,441/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,440 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 3, 2026Listed$809,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$809,900

Price / Sq Ft$298

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,720

Total Structure Area3,700 sq ft

Acres2.08 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionTo Be Built

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address000-13 SE 265th Court Road, Umatilla, FL 32784

Area643-Marion County-SE

SubdivisionHidden Oaks

CityUmatilla

CountyMarion

StateFL

Zip Code32784

Lot Size90,604.8 sq ft

Parcel Number5092101300

Amenities

AmenitiesGated, Jogging Path, Park, Water

UtilitiesCable Available, Electricity Available, Propane

SewerSeptic Tank

Water SourcePrivate

Green / EnergyConstruction, HVAC, Insulation, Windows

ParkingGarage, Garage Door Opener

ViewLake, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Gas Cooktop, Gas Oven, Plumbed For Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level