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Active

Active·194 days on market

000-01 SE 159th Lane

Umatilla, FL 32784

$774,900$338/sqftEst. $4,124/moMLS# 2005938

Beds

Baths

2,294

Sq Ft

2025

Built

Garage

Pool

About this home

Umatilla

Welcome to this top-quality Custom Designed LEED/Energy Star Rated MAGNOLIA floor plan located in Hidden Oaks Lakefront Country Estates. Walking up to the home you are greeted by a 49' x 8' wrap around porch. This home is a single-story masterpiece with 2,720 sq ft of living space consisting of 3-4 bedrooms and 3 baths with optional 2nd floor bonus room, a residence that blends modern comfort with thoughtful design. 4th bedroom can be used as a home office. The Great room offers graceful gathering and entertaining space, gorgeous gas fireplace that is across from a spacious gourmet kitchen with large quartz countered island, breakfast nook, oversized pantry, and formal dining room. The home offers a side entry 3 car garage with mud room and ample laundry room. The private owner's suite si incredible. A Designer closet with peninsula island, large soaking tub, double vanities, and custom shower add another level elegance and sophistication to this already gorgeous home.

Cost to own

Mortgage calculator

Home Price

$774,900

Down Payment: 20%

$154,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,939

Principal & Interest: $3,939

Est. Taxes & Insurance: $985

Estimated Total Monthly

$4,923

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,124

HOAbilled monthly$130

Estimated total, before insurance$4,254/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,241 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 3, 2026Listed$774,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$774,900

Price / Sq Ft$338

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,294

Total Structure Area3,322 sq ft

Acres2.58 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address000-01 SE 159th Lane, Umatilla, FL 32784

Area643-Marion County-SE

SubdivisionHidden Oaks

CityUmatilla

CountyMarion

StateFL

Zip Code32784

Lot Size112,384.8 sq ft

Parcel Number5092100100

Amenities

AmenitiesGated, Jogging Path, Park, Water

UtilitiesCable Available, Electricity Available, Propane

SewerSeptic Tank

Water SourcePrivate

Green / EnergyConstruction, HVAC, Insulation, Windows

ParkingGarage, Garage Door Opener

ViewLake, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Gas Cooktop, Gas Oven, Plumbed For Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile, Wood

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level