Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.

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Active

Active·23 days on market·Cordova Palms

134 Carbonell Place

St. Augustine, FL 32095

$450,000$180/sqftEst. $2,313/moMLS# 2143386

Beds

Baths

2,500

Sq Ft

2024

Built

Garage

Pool

About this home

Cordova Palms

Back on the market through no fault of the seller! Corner lot charm meets smart upgrades in this stunning 4-bedroom, 3-bath home with a spacious loft and 2,500 sq ft of thoughtfully designed living space. The rare 3-car garage offers flexibility for storage, hobbies, or multiple vehicles. Enjoy added value with installed gutters and a premium water filtration system delivering clean, high-quality drinking water. Located in the sought-after Cordova Palms community, residents enjoy resort-style amenities including a clubhouse, pool, fitness center, playground, and more. Zoned for top-rated St. Johns County schools, this home offers the perfect blend of space, upgrades, and lifestyle in one of the area's fastest-growing communities. schedule your showings today this home is not going to last long!

Cost to own

Mortgage calculator

Home Price

$450,000

Down Payment: 20%

$90,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,313

Principal & Interest: $2,313

Property taxes (est.): $599

Insurance (est.): $300

Estimated Total Monthly

$3,212

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,313

Property taxesest. at asking price, St. Johns County$599

HOAbilled monthly$70

Estimated total, before insurance$2,982/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $449,000 in August 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$367,356	$221,826	—
2024	$75,000	$75,000	—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Active$450,000
Jul 17, 2026Pending$450,000
May 4, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000

Price / Sq Ft$180

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,500

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCrookshank

MiddleSebastian

HighSt. Augustine

Community Information

Address134 Carbonell Place, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725715170

Amenities

AmenitiesPool, Dog Park, Fitness Center, Park, Playground

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage