This home is in Cordova Palms, St. Augustine.

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Active Under Contract

Active Under Contract·73 days on market·Cordova Palms

134 Carbonell Place

St. Augustine, FL 32095

$450,000$180/sqftEst. $2,395/moMLS# 2143386

Beds

Baths

2,500

Sq Ft

2024

Built

Garage

Pool

About this home

Cordova Palms

Corner lot charm meets smart upgrades in this stunning 4-bedroom, 3-bath home with a spacious loft and 2,500 sq ft of thoughtfully designed living space. The rare 3-car garage offers flexibility for storage, hobbies, or multiple vehicles. Enjoy added value with installed gutters and a premium water filtration system delivering clean, high-quality drinking water. Located in the sought-after Cordova Palms community, residents enjoy resort-style amenities including a clubhouse, pool, fitness center, playground, and more. Zoned for top-rated St. Johns County schools, this home offers the perfect blend of space, upgrades, and lifestyle in one of the area's fastest-growing communities. schedule your showings today this home is not going to last long!

Cost to own

Mortgage calculator

Home Price

$450,000

Down Payment: 20%

$90,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,287

Principal & Interest: $2,287

Est. Taxes & Insurance: $572

Estimated Total Monthly

$2,859

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,395

Property taxesest. at asking price, St. Johns County$599

HOAbilled monthly$70

Estimated total, before insurance$3,064/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $449,000 in August 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$367,356	$221,826	—
2024	$75,000	$75,000	—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 4, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000

Price / Sq Ft$180

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,500

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCrookshank

MiddleSebastian

HighSt. Augustine

Community Information

Address134 Carbonell Place, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725715170

Amenities

AmenitiesPool, Dog Park, Fitness Center, Park, Playground

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage