This home is in Azalea Ridge, Middleburg.

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Active Under Contract

3832 Great Falls Loop, Middleburg, FL 32068

$349,900

MLS# 2143332

Bedrooms

Bathrooms

2,058

Sq Ft

2017

Year Built

About This Home — 3832 Great Falls Loop

BACK ON THE MARKET-Buyer financing fell through! This beautifully maintained 4-bedroom, 3-bath home features an attractive stucco and stone exterior, fresh interior paint, updated LVP flooring, and an open-concept layout filled with natural light. The spacious kitchen offers modern appliances, ample cabinetry, and a large island overlooking the dining area and screened patio with a vinyl-fenced backyard. The owner's suite includes a walk-in closet, double vanity, soaking tub, and separate shower. A pre-inspection completed in April 2026 revealed no major discrepancies. Major 2025 updates include a new roof, water softener (paid off), LVP flooring, upgraded carpet, dryer (washer and dryer convey), disposal, cleaned air ducts, and HVAC service plan. Community amenities include a pool, fitness center, playgrounds, and picnic areas. Schedule your showing today! **Some photos have been virtually enhanced.**

Features

Price$349,900

Price / Sq Ft$170

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,058

Total Structure Area2,845 sq ft

Acres0.28 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTynes

MiddleWilkinson

HighMiddleburg

Community Information

Address3832 Great Falls Loop, Middleburg, FL 32068

Area141-Middleburg NW

SubdivisionAzalea Ridge

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size12,196.8 sq ft

Parcel Number36042400592400358

Amenities

AmenitiesPool, Fitness Center, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Security24 Hour Security, Security System Leased, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot

Patio / PorchPatio, Porch, Rear Porch, Screened

FencingBack Yard

RoofShingle

ConstructionFrame, Stone, Stucco

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedMay 15, 2026

Days on Market42

HOA Fees$88 / Annually

HOA FrequencyAnnually

Tax Amount$5,854.18

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Mortgage Calculator

Home Price

$349,900

Down Payment: 20%

$69,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,862

Principal & Interest: $1,862

Est. Taxes & Insurance: $466

Estimated Total Monthly

$2,328

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,862

Property taxesest. at asking price, Clay County$539

HOAbilled annually$7

Estimated total, before insurance$2,408/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$325,119	$274,397	—

2025 property taxes (current owner): $5,854/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.