This home is in Azalea Ridge, Middleburg — a home near Middleburg High School.
Sold·Closed Jul 24, 2026·41 days on market·Recent sales in Azalea Ridge·Azalea Ridge
3832 Great Falls Loop
Middleburg, FL 32068
9 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map
About this home
Azalea Ridge
BACK ON THE MARKET-Buyer financing fell through! This beautifully maintained 4-bedroom, 3-bath home features an attractive stucco and stone exterior, fresh interior paint, updated LVP flooring, and an open-concept layout filled with natural light. The spacious kitchen offers modern appliances, ample cabinetry, and a large island overlooking the dining area and screened patio with a vinyl-fenced backyard. The owner's suite includes a walk-in closet, double vanity, soaking tub, and separate shower. A pre-inspection completed in April 2026 revealed no major discrepancies. Major 2025 updates include a new roof, water softener (paid off), LVP flooring, upgraded carpet, dryer (washer and dryer convey), disposal, cleaned air ducts, and HVAC service plan. Community amenities include a pool, fitness center, playgrounds, and picnic areas. Schedule your showing today! **Some photos have been virtually enhanced.**
Next steps in Azalea Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $325,119 | $274,397 | — |
| 2024 | $336,975 | $324,679 | — |
| 2023 | $339,938 | $295,163 | — |
| 2022 | $315,064 | $268,330 | — |
| 2021 | $243,937 | $243,937 | — |
| 2020 | $223,697 | $223,697 | — |
2025 property taxes (current owner): $5,854/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 25, 2026Closed$349,900
- May 15, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $170/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMES | Sep 2026 | $370,000 | $170 | 4/2 | 2,182 | 17 | 0.1 |
| 4100 Spring Creek Lane, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $323,000 | $201 | 3/2 | 1,604 | 10 | 0.3 |
| 4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $340,000 | $189 | 3/2 | 1,795 | 23 | 0.4 |
| 1841 Cherry Creek Way, Middleburg, FL 32068Listed by WATSON REALTY CORP | Sep 2026 | $288,000 | $183 | 3/2 | 1,572 | 103 | 0.4 |
| 1837 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLC | Aug 2026 | $299,900 | $162 | 4/2 | 1,856 | 61 | 0.4 |
| 1978 Rock Springs Way, Middleburg, FL 32068Listed by MOMENTUM REALTY | Jul 2026 | $325,000 | $173 | 4/2 | 1,881 | 15 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Azalea Ridge
Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.
View all Azalea Ridge homes for sale →Keep looking
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For Sale4398 Warm Springs WayMiddleburg, FL 32068
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Pending3800 Great Falls LoopMiddleburg, FL 32068
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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