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Sold

Sold·Closed Aug 3, 2026·11 days on market

3725 County Road 315A

Green Cove Springs, FL 32043

$650,000sold priceListed at $684,000 · 95% of askingMLS# 2143088
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA17.15 acresUnimproved Land

About this home

Green Cove Springs

Great location at the corner of CR 315 & CR 315A. Beautiful acreage close to fast growing residential subdivisions in Green Cove Springs. Previous buyer could not get high density zoning change. That buyer determined there were about 10 acres of good, usable uplands on the property, but any buyer will need to do their own due diligence to verify. Zoned AR with an RR Future Land Use. Possible mixed use as a convenience store/gas station that is needed in the area. New Elementary School was close to the north on CR 315 about a mile north of this site. Water/Sewer treatment plant was recently upgraded and utilities will be available in the near future. Easy drive by tour, but please don't go on property without an appointment with Listing Agent.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Clay County$996
Estimated total, before insurance$4,596/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,870/yr · $323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $996
Insurance (est.): $433
Estimated Total Monthly
$5,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$253,753$253,753—
2024$253,753$235,892—
2023$229,878$214,448—
2022$206,001$194,953—
2021$177,230$177,230—
2020$164,500$164,500—

2025 property taxes (current owner): $3,870/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$684,000
  • May 1, 2026Listed$684,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$125,000—0/0—80.8
1800 Colonial Drive, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJul 2026$175,000—0/0—541.1
1721 Hagans Ridge Court, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYFeb 2026$85,000—0/0—01.7
113 Yacht Club Pointe, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC.Jun 2026$127,500—0/0—1502.6
3210 County Road 209, Green Cove Springs, FL 32043Listed by RE/MAX UNLIMITEDOct 2025$143,000—0/0—732.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$684,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres17.15 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3725 County Road 315A, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size747,054 sq ft
Parcel Number08062601526100000

Amenities

UtilitiesCable Available, Electricity Available, Other

Exterior

Lot DescriptionMany Trees, Wetlands, Wooded
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 1, 2026
Days on Market11
Tax Amount$3,870.31
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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