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Active

Active·13 days on market

700 Walnut Street A

Green Cove Springs, FL 32043

$974,000$400/sqftEst. $5,002/moMLS# 2159368

Beds

Baths

2,433

Sq Ft

1890

Built

—

Garage

Pool

About this home

Green Cove Springs

Step into a rare piece of North Florida history at Wilcox Manor, 700 Walnut Street in the heart of Green Cove Springs, just 20 minutes from St. Augustine. Built in 1890 by the Kirkpatrick family, this fully restored Victorian sits on a beautifully landscaped .313 lot. This 4 bedroom, 3 full bath home blends historic craftsmanship with modern upgrades, offering timeless character with the modern amenities of new construction. The wraparound porch sets the tone with original woodwork and classic Southern charm. Inside, spacious rooms feature high ceilings, natural light, heart pine floors, fireplaces, and select original fixtures. The kitchen is a masterpiece of custom cabinetry, quartz countertops, ZLINE appliances, a pot filler, and pull out storage. A walnut coffee bar, hand crank casement windows, and a one of a kind island add both function and character, anchored by the original brick chimney. The primary suite includes a spa style bath with a clawfoot tub, walk in shower and

Cost to own

Mortgage calculator

Home Price

$974,000

Down Payment: 20%

$194,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$5,002

Principal & Interest: $5,002

Property taxes (est.): $1,493

Insurance (est.): $649

Estimated Total Monthly

$7,144

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$5,002

Property taxesest. at asking price, Clay County$1,493

Estimated total, before insurance$6,495/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$275,250	$273,271	—
2024	$248,429	$248,429	—
2023	$227,877	$227,877	—
2022	$191,699	$25,000	—
2021	$154,739	$25,000	—
2020	$139,900	$25,000	—

Estimated taxes if purchased at asking price: ~$17,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1890)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Price change$974,000−$25,000
Aug 9, 2026Listed$999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$974,000

Price / Sq Ft$400

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,433

Acres0.31 acres

Year Built1890

TypeResidential

Sub-TypeSingle Family Residence

StyleVictorian

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address700 Walnut Street A, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionGreen Cove

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size13,634.28 sq ft

Parcel Number38-06-26-017428-000-00

ZoningResidential/Office

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingOn Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

LaundryIn Unit

SecurityClosed Circuit Camera(s)

Exterior

Exterior FeaturesBalcony, Courtyard, Other

Lot DescriptionCorner Lot, Historic Area

Patio / PorchCovered, Front Porch, Porch, Wrap Around

FencingPrivacy, Wood

RoofShingle

ConstructionWood Siding

Additional Information

Date ListedAugust 10, 2026

Days on Market11

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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