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Sold

$270,000Sold2 bd · 2.5 ba · 1,300 sq ft

Sold·Closed Oct 19, 2026·115 days on market

142 Governor Street 110

Green Cove Springs, FL 32043

$270,000sold priceListed at $290,000 · 93.1% of asking$208/sqftMLS# 2143043
2
Beds
2.5
Baths
1,300
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $500/moWaterfrontCondominium2 stories

About this home

Green Cove Springs

Enjoy waterfront living in this charming 2-bedroom, 2.5-bath condo, One room can be utilized as a 3 bedroom since it has a closet located in desirable Governors Landing. Offering approximately 1,300 sq ft, this home features beautiful views of the St. Johns River from the spacious living room and primary bedroom. The open living/dining area leads to a screened porch with wood deck--perfect for relaxing or entertaining. The kitchen includes a cozy breakfast nook with sliding glass doors to the porch. All updated LVP flooring, new paint through out, knock down ceilings, new vanities, new custom tiled shower with rain head, new white kitchen cabinets, backsplash, with quartz counter tops, ''Closets by Design'' New Ceiling Fans. Community amenities include a clubhouse, pool, boat docks, and riverfront gazebo, plus a boat slip at no extra cost if available.. It has a brand new dock with a gazebo and that both screen porches overlook the river and boat slips. The community is gated.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,472
Property taxesest. at asking price, Clay County$405
HOAbilled monthly$500
Estimated total, before insurance$2,377/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,479/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$239,582$121,565—
2025$239,009$117,707—
2024$233,555$113,683—
2023$233,565$108,916—
2022$197,894$104,288—
2021$149,795$99,795—
2020$135,814$135,814—

2025 property taxes (current owner): $2,479/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 20, 2026Closed$290,000
  • Sep 23, 2026Pending$290,000
  • Aug 14, 2026Price change$290,000−$5,000
  • Aug 3, 2026Price change$295,000−$5,000
  • May 31, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Governor Street 101, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$220,000$1832/21,200620
118 Governor Street 208, Green Cove Springs, FL 32043Listed by THE WILKINS WAYJul 2026$210,000$1752/21,200730
132 Governor Street 105, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSJun 2026$290,000$2232/2.51,30000
116 Governor Street 124, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS FIRST COAST REALTYFeb 2026$220,000$1832/21,200250
4246 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCNov 2026$266,940$1823/2.51,4681582.4
4258 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCOct 2026$265,000$1813/2.51,4681422.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$290,000
Price / Sq Ft$223
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,300
Total Structure Area1,582 sq ft
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address142 Governor Street 110, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGovernors Landing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number38062601810000110
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Gated, Maintenance Grounds, Maintenance Structure, Sauna, Spa/Hot Tub, Trash
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, Varies by Unit
ViewRiver, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesOther
Patio / PorchDeck, Porch, Rear Porch, Screened
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 31, 2026
Days on Market115
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA NameGovernors Landing Association
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Trash, Water
Tax Amount$2,479
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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