Active·113 days on market
142 Governor Street 110
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Enjoy waterfront living in this charming 2-bedroom, 2.5-bath condo, One room can be utilized as a 3 bedroom since it has a closet located in desirable Governors Landing. Offering approximately 1,300 sq ft, this home features beautiful views of the St. Johns River from the spacious living room and primary bedroom. The open living/dining area leads to a screened porch with wood deck--perfect for relaxing or entertaining. The kitchen includes a cozy breakfast nook with sliding glass doors to the porch. All updated LVP flooring, new paint through out, knock down ceilings, new vanities, new custom tiled shower with rain head, new white kitchen cabinets, backsplash, with quartz counter tops, ''Closets by Design'' New Ceiling Fans. Community amenities include a clubhouse, pool, boat docks, and riverfront gazebo, plus a boat slip at no extra cost if available.. It has a brand new dock with a gazebo and that both screen porches overlook the river and boat slips. The community is gated.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $239,009 | $117,707 | — |
| 2024 | $233,555 | $113,683 | — |
| 2023 | $233,565 | $108,916 | — |
| 2022 | $197,894 | $104,288 | — |
| 2021 | $149,795 | $99,795 | — |
| 2020 | $135,814 | $135,814 | — |
2025 property taxes (current owner): $2,479/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 14, 2026Price change$290,000−$5,000
- Aug 3, 2026Price change$295,000−$5,000
- May 31, 2026Listed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE · jackiebehr@markspain.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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