No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jun 11, 2026·0 days on market
132 Governor Street 105
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Waterfront condominium offering beautiful views and a convenient Green Cove Springs location. This well-maintained two bedroom two and a half condo features comfortable living spaces and the opportunity to enjoy Florida waterfront living along the St. Johns River. There is an additional front porch off of the kitchen as well as a patio deck in the back overlooking the water. Open concept plan with a stone fireplace in the living room. Residents enjoy easy access to downtown Green Cove Springs, local parks, shopping, dining, and community events.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $320,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $327,624 | $327,624 | — |
| 2024 | $318,876 | $318,876 | — |
| 2023 | $317,665 | $317,665 | — |
| 2022 | $268,143 | $98,406 | — |
| 2021 | $204,528 | $94,084 | — |
| 2020 | $184,723 | $92,095 | — |
2025 property taxes (current owner): $6,097/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 118 Governor Street 208, Green Cove Springs, FL 32043Listed by THE WILKINS WAY | Jul 2026 | $210,000 | $175 | 2/2 | 1,200 | 73 | 0 |
| 4247 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INC | Sep 2026 | $229,940 | $157 | 3/2.5 | 1,468 | 155 | 2.4 |
| 1314 Quiet Roost Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INC | Sep 2026 | $254,228 | $173 | 3/2.5 | 1,468 | 142 | 2.4 |
| 4251 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INC | Aug 2026 | $294,000 | $196 | 3/2.5 | 1,503 | 92 | 2.4 |
| 1310 Quiet Roost Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INC | Jul 2026 | $259,940 | $177 | 3/2.5 | 1,468 | 100 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Governors Landing
Pending142 Governor Street 110Green Cove Springs, FL 32043
2 bd · 2.5 ba · 1,300 sq ft
$290,000Est. $1,544/moEnjoy waterfront living in this charming 2-bedroom, 2.5-bath condo, One room can be utilized as a 3 bedroom since it…
Listing Office: mark spain real estate
Under Contract120 Governor Street 101Green Cove Springs, FL 32043
2 bd · 2 ba · 1,200 sq ft
$237,000Est. $1,261/moStunning Fully Remodeled Waterfront Condo with Boat Lift & Direct St. Johns River Access! Welcome to this…
Listing Office: florida homes realty & mtg llc
For Sale162 Governor Street 206Green Cove Springs, FL 32043
2 bd · 1 ba · 854 sq ft
$165,000Est. $878/moStunning 2-bedroom, 2-bath condo on the St. Johns River -- maintenance-free, move-in ready living with river access.…
Listing Office: coldwell banker vanguard realty
For RentLease
154 Governor Street 204Green Cove Springs, FL 32043
2 bd · 1 ba · 854 sq ft
$1,395/moMove-In Ready 2BR in Green Cove Springs. Private Balcony. Gated Community w/ Pool. Welcome to this charming…
Listing Office: tg property management
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines