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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$220,000Sold2 bd · 2 ba · 1,200 sq ft

Sold·Closed Feb 20, 2026·25 days on market

116 Governor Street 124

Green Cove Springs, FL 32043

$220,000sold priceListed at $239,000 · 92.1% of asking$183/sqftMLS# 2123310
2
Beds
2
Baths
1,200
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $500/mo871 sqft lotWaterfrontCondominium1 story

About this home

Green Cove Springs

Experience refined waterfront living in this beautifully upgraded single-story condominium in Green Cove Springs. This 2-bedroom, 2-bath residence offers a thoughtfully designed floor plan with newer upgrades, two exterior porches, and a private outdoor deck ideal for enjoying tranquil riverfront water views and coastal breezes. Residents enjoy access to exceptional waterfront amenities, including a pool, fitness facility, dock, and boat slips, all included in the COA fees, along with pest control and professionally maintained grounds for effortless, low-maintenance living. Ideally located near downtown Green Cove Springs, Spring Park, and the historic district. An exceptional opportunity for an empty nester or boating enthusiast seeking a waterfront lifestyle. This waterfront gem won't last long!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,199
Property taxesest. at asking price, Clay County$330
HOAbilled monthly$500
Estimated total, before insurance$2,029/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,570/yr · $381/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$254,031$244,031—

2025 property taxes (current owner): $4,570/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Governor Street 101, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$220,000$1832/21,200620
142 Governor Street 110, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEOct 2026$270,000$2082/2.51,3001150
118 Governor Street 208, Green Cove Springs, FL 32043Listed by THE WILKINS WAYJul 2026$210,000$1752/21,200730
132 Governor Street 105, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSJun 2026$290,000$2232/2.51,30000
4246 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCNov 2026$266,940$1823/2.51,4681582.4
4262 Migration Way, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCOct 2026$264,500$1803/2.51,4681412.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$239,000
Price / Sq Ft$199
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.02 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryCharles E. Bennett, reported on 2 other Governors Landing listings
MiddleGreen Cove Springs, reported on 2 other Governors Landing listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address116 Governor Street 124, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGovernors Landing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size871.2 sq ft
Parcel Number38062601810000124
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse, Fitness Center, Gated
Community FeaturesFishing, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewRiver, Water

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingElectric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock
Patio / PorchDeck, Porch, Rear Porch, Screened, Side Porch
Road SurfaceAsphalt
Road FrontageHighway

Additional Information

Date ListedJanuary 3, 2026
Days on Market25
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$4,570.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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