This home is in Jacksonville.
Active·57 days on market
5356 Keystone Drive N
Jacksonville, FL 32207
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 5356 Keystone Drive, a stunning 4 bedroom 2 bathroom corner lot home that checks every single box. Situated on one of the most desirable lots on the street, this property offers a sprawling side yard that gives you space, privacy, and endless possibilities for outdoor living. Step inside and feel the difference immediately. Vaulted ceilings in the living room and kitchen pour natural light through brand new windows into the heart of the home, creating that bright and airy open concept feel that buyers love. This home was taken down to the studs and completely rebuilt from the inside out, with a fully updated kitchen, renovated bathrooms, and brand new flooring throughout. Every detail was touched, every system addressed. New AC, new windows, updated plumbing, and updated electrical mean the major infrastructure is solid and ready to go. No deferred maintenance, no guesswork, just a clean turnkey home ready for its next chapter.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,297 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $10,100 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $135,171 | $135,171 | — |
| 2024 | $147,167 | $143,114 | ▲ $3,875 |
| 2023 | $130,104 | $130,104 | — |
| 2022 | $126,142 | $114,601 | ▲ $589 |
| 2021 | $109,177 | $104,183 | ▲ $12,059 |
| 2020 | $94,712 | $94,712 | ▲ $3,015 |
2025 property taxes (current owner): $2,782/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 14, 2026Price change$275,000−$25,000
- Jul 7, 2026Withdrawn$300,000
- Jun 4, 2026Listed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTY | Sep 2026 | $300,000 | $160 | 3/3 | 1,878 | 74 | 0.6 |
| 737 Wren Road, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $245,000 | $198 | 3/1 | 1,236 | 96 | 1.1 |
| 1526 Harbor Oaks Road, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $239,000 | $181 | 3/2 | 1,320 | 1 | 1.2 |
| 1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLC | Oct 2026 | $355,000 | $213 | 3/2 | 1,668 | 64 | 1.2 |
| 4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $260,000 | $223 | 3/2.5 | 1,168 | 76 | 1.3 |
| 3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLC | Sep 2026 | $225,000 | $192 | 3/2 | 1,174 | 5 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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