Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 47
Active

Active·1 day on market

7457 Bienville Avenue

Keystone Heights, FL 32656

$269,900$141/sqftEst. $1,495/moMLS# 2168680
4
Beds
2
Baths
1,920
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.14 acresMobile Home1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Keystone Heights

**Tired of seeing the same manufactured homes on the market? Look no further!** This brand-new 2026 home stands apart with its upgraded finishes, thoughtful design, and attention to detail throughout. Situated on a full acre in Keystone Heights with NO HOA, this impressive 4-bedroom, 2-bath home offers 1,920 square feet of living space, plus a versatile bonus room ideal for a sunroom, home office, or additional flex space. From the beautiful interior finishes to the brand-new well, septic system, driveway, and entry steps, this property offers the appeal of a completely new home with room to enjoy the outdoors! Step inside and discover the details that truly set this home apart! The farmhouse-inspired kitchen features 42-inch upper cabinets, oversized pull-out drawers, abundant storage, a stainless-steel farmhouse sink with sprayer, ceramic tile backsplash, pendant lighting over the center island, and a spacious walk-in pantry. Stainless steel Frigidaire appliances

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,495
Property taxesest. at asking price, Clay County$414
Estimated total, before insurance$1,909/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,900
$53,980
Loan Term
Monthly Payment
$1,495
Principal & Interest: $1,495
Property taxes (est.): $414
Insurance (est.): $180
Estimated Total Monthly
$2,089
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$23,000$11,712—
2024$16,500$10,648—
2023$16,000$9,680—
2022$9,000$8,800—
2021$8,000$8,000—
2020$8,000$7,700—

2025 property taxes (current owner): $249/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5557 County Road 352, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJun 2026$275,000$1533/11,8002140.3
5419 County Road 352, Keystone Heights, FL 32656Listed by MOMENTUM REALTYSep 2026$420,000$1705/2.52,471910.4
5670 Acadia Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJul 2026$265,000$1753/21,512500.5
5641 Silver Sands, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1325/32,280200.6
5792 Bryce Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2025$259,900$1723/21,510130.6
5338 County Road 352, Keystone Heights, FL 32656Listed by ONE REALTY CORPJun 2026$340,000$2143/21,589340.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,900
Price / Sq Ft$141
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,920
Acres1.14 acres
Year Built2026
TypeResidential
Sub-TypeMobile Home
StyleContemporary
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address7457 Bienville Avenue, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size49,658.4 sq ft
Parcel Number14082300143734000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingUnassigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Ice Maker, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Heat Pump, Hot Water
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Wooded
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 9, 2026
Days on Market2
Tax Amount$249.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/10/2026

10:00 am - 12:00 pm