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Sold

Sold·Closed Aug 17, 2026·98 days on market

525 Sugar Grove Place

Orange Park, FL 32073

$441,500sold priceListed at $441,500 · 100% of asking$168/sqftMLS# 2142561
3
Beds
2.5
Baths
2,634
Sq Ft
1994
Built
2
Garage
No
Pool
FEMA Zone AHOA $148/mo16,553 sqft lotSingle Family Residence1 story

About this home

Orange Park

Pretty 3/2.5 with over 2600sqft of space for the whole family on a super nice lot on a cup-de-sac street. Centrally located & Open kitchen with 42'' cabinets, food prep island & solid surface counters. Pretty tiled floors in foyer, living/family rooms, kitchen & bathrooms. Crown molding in kitchen, foyer, dining/family/living rooms. Spacious family room sports a wood burning fireplace with mantle & opens up to kitchen & heated/cooled enclosed patio. Large owners suite with Trey ceiling has a super owners bath with dual vanities, tiled shower, garden tub & nice walk-in closet. Office/library room located by foyer - could be converted into a 4th bedroom - it has a closet & doors. 1/2 bath nicely placed by living/family/dining rooms - perfect when entertaining. Nice size two car garage with opener. Located in Orange Park Country Club - gated community Conveniently located close to schools, shopping, restaurants & main routes to downtown Jacksonville, NAS JAX & JAX international airport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,445
Property taxesest. at asking price, Clay County$677
HOAbilled semi-annually$148
Estimated total, before insurance$3,270/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,352/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$441,500
$88,300
Loan Term
Monthly Payment
$2,445
Principal & Interest: $2,445
Property taxes (est.): $677
Insurance (est.): $294
Estimated Total Monthly
$3,416
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$375,097$375,097—
2024$357,400$189,039—
2023$351,036$181,932—
2022$309,558$179,532—
2021$250,015$172,833—
2020$241,449$169,750—

2024 property taxes (current owner): $3,352/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$441,500
  • Aug 5, 2026Pending$441,500
  • Apr 29, 2026Listed$441,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2674 Country Club Boulevard, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$400,000$1473/2.52,7161820.2
486 Monterey Parkway, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$599,000$1795/4.53,3521750.7
2774 Spoonbill Trail, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1464/32,4931010.8
3158 Country Club Boulevard, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$550,000$1774/43,111620.8
533 Golden Links Drive, Orange Park, FL 32073Listed by WATSON REALTY CORPAug 2026$360,000$1464/32,472360.8
655 Fingal Drive, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$445,000$2004/2.52,22100.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$441,500
Price / Sq Ft$168
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,634
Acres0.38 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryS. Bryan Jennings
MiddleOrange Park

Community Information

Address525 Sugar Grove Place, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionOrange Park Cc
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size16,552.8 sq ft
Parcel Number42042500881425230
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds, Pickleball, Security
Community FeaturesGated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchCovered, Glass Enclosed
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 29, 2026
Days on Market98
HOA Fees$888.04 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameOrange Park CC HOA
Tax Amount$3,352.14
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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