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Sold

Sold·Closed Jul 6, 2026·5 days on market

714 Balmoral Lane

Orange Park, FL 32073

$365,000sold priceListed at $375,000 · 97.3% of asking$144/sqftMLS# 2142531
5
Beds
3
Baths
2,540
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone XHOA $125/mo0.47 acresWaterfrontSingle Family Residence2 stories

About this home

Orange Park

This home is waiting for you to make it your own! A charming 5-bedroom, 3-bath home with an attached garage, ideally situated on a serene, oversized corner cul-de-sac lot surrounded by mature trees and offering partial views of the community pond. Priced to sell, this home also enjoys close proximity to the community gate, a rare convenience that makes daily commutes and access quick and easy. Inside, the home is light-filled and inviting, with abundant natural light and a timeless, elegant aesthetic throughout. The cozy living room is anchored by a charming brick-surround fireplace, creating a warm and welcoming focal point. The kitchen offers generous storage, ample prep space, and room for a breakfast nook. The bedrooms are well-proportioned and comfortable, with plenty of closet space throughout the home. Strategically located in Orange Park, the well-established neighborhood is just minutes from shopping, dining, healthcare, and NAS Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Clay County$559
HOAbilled annually$125
Estimated total, before insurance$2,706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,950/yr · $246/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $559
Insurance (est.): $243
Estimated Total Monthly
$2,824
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$364,864$159,366—
2024$360,954$154,168—
2023$354,969$148,222—
2022$321,881$142,449—
2021$240,554$136,844—
2020$224,638$134,265—

2025 property taxes (current owner): $2,950/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 7, 2026Closed$375,000
  • Apr 29, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $148/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
778 Ennis Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$345,000$1534/32,25250.1
663 Kilchurn Drive, Orange Park, FL 32073Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$440,000$1554/32,840330.3
526 Samuel Huntington Street, Orange Park, FL 32073Listed by THE STANLEY REALTY GROUP LLCAug 2026$275,000$1473/21,877250.4
655 Fingal Drive, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$445,000$2004/2.52,22100.4
2187 Constitution Drive, Orange Park, FL 32073Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INCAug 2026$316,500$1684/21,885360.7
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84920.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$148
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,540
Acres0.47 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryS. Bryan Jennings
MiddleOrange Park

Community Information

Address714 Balmoral Lane, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionLoch Rane
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size20,473.2 sq ft
Parcel Number42042500881422200

Amenities

AmenitiesOther, Clubhouse, Gated
Community FeaturesGated
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Other
AppliancesOther
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
SecurityGated with Guard

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Many Trees, Other
Patio / PorchCovered, Patio, Screened
RoofShingle
Other StructuresOther
Road SurfaceAsphalt

Additional Information

Date ListedApril 29, 2026
Days on Market5
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
Tax Amount$2,950.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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