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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·32 days on market·Recent sales in Jacksonville

2862 Woodland Street

Jacksonville, FL 32209

$85,000sold priceListed at $96,000 · 88.5% of asking$103/sqftMLS# 2142132
3
Beds
1
Baths
822
Sq Ft
1941
Built
—
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

SELLER MOTIVATED - Charming 3-bedroom, 1-bath home with a tenant already in place! .The home features a roof and AC updated in 2020 for added peace of mind. Enjoy a fully fenced backyard with a storage shelf and shed--perfect for outdoor gatherings or extra storage. The screened front porch with ceiling fans provides a comfortable place to relax year-round. Home is VACANT and ready to move in!! Schedule your visit today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$471
Property taxesest. at asking price, Duval County$139
Estimated total, before insurance$610/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,190/yr · $182/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$85,000
$17,000
Loan Term
Monthly Payment
$471
Principal & Interest: $471
Property taxes (est.): $139
Insurance (est.): $57
Estimated Total Monthly
$666
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $104,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$103,772$100,686—
2024$91,533$91,533—
2023$82,513$52,515—
2022$62,177$47,741—
2021$46,502$43,401—
2020$39,456$39,456—

2025 property taxes (current owner): $2,190/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $118/sq ft; this home is listed at $117/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1404 W 23rd Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$199,020$2432/281800.4
1239 McConihe Street, Jacksonville, FL 32209Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$79,817$772/11,030540.6
1202 W 32nd Street, Jacksonville, FL 32209Listed by FREEDOM REALTY GROUP LLCAug 2026$90,000$854/11,0561720.6
1645 W 22nd Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$115,000$1123/11,025280.7
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.8
420 W 23rd Street, Jacksonville, FL 32206Listed by POWERS REAL ESTATE SOLUTIONS LLCAug 2026$113,000$1182/1959230.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$96,000
Price / Sq Ft$117
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage822
Total Structure Area1,038 sq ft
Acres0.16 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address2862 Woodland Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size6,969.6 sq ft
Lot Dimensions6962
Parcel Number0453340000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingOther

Interior

AppliancesDisposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch
FencingOther, Fenced
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 27, 2026
Days on Market32
Tax Amount$2,189.86
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VIRTUALTY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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