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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·172 days on market·Recent sales in Jacksonville

1202 W 32nd Street

Jacksonville, FL 32209

$90,000sold priceListed at $87,500 · 102.9% of asking$85/sqftMLS# 2118944
4
Beds
1
Baths
1,056
Sq Ft
1979
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This property is part of a portfolio and may be sold individually or as part of a package. Welcome home to this freshly updated 4-bedroom, 1-bath gem offering 1,056 sq ft of comfortable living space in a quiet neighborhood. Built in 1979, this move-in ready home has been thoughtfully refreshed with new paint and stylish flooring throughout, creating a clean, modern feel you'll love from the moment you step inside. The 2018 roof and HVAC add peace of mind, making this an ideal option for homeowners and investors alike. With four generously sized bedrooms, there's plenty of room for family, guests, a home office, or creative flex space. The bright interior and functional layout make everyday living easy and inviting. Best of all, the home is vacant and ready for immediate occupancy, so you can move in or rent out without delay. Whether you're a first-time buyer, growing household, or savvy investor, this property checks all the boxes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Property taxesest. at asking price, Duval County$147
Estimated total, before insurance$645/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,589/yr · $132/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Property taxes (est.): $147
Insurance (est.): $60
Estimated Total Monthly
$705
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,405 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,831$60,592—
2024$82,242$55,084—
2023$80,799$50,077—
2022$66,970$45,525—
2021$52,146$41,387—
2020$47,556$37,625▲ $9,195

2025 property taxes (current owner): $1,589/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$87,500
  • Jul 7, 2026Pending$87,500
  • Feb 26, 2026Listed$87,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $83/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$130,000$1113/11,172830.8
1856 28th Street W, Jacksonville, FL 32209Listed by LINWARD REALTY, LLCOct 2026$70,000$733/1960510.9
966 Kenmore Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$77,000$603/11,287280.9
926 Kenmore Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$2013/21,20901
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05001
137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$215,012$1873/21,15201.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$87,500
Price / Sq Ft$83
Bedrooms4
Bathrooms1.00
Full Baths1
Square Footage1,056
Total Structure Area1,104 sq ft
Acres0.11 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1202 W 32nd Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionSpeedway Park
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,791.6 sq ft
Lot Dimensions50 x 100 ft
Parcel Number0885220010
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch
RoofShingle
ConstructionAluminum Siding, Frame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 26, 2026
Days on Market172
Tax Amount$1,589.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FREEDOM REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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