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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·11 days on market

5880 Victoria Creek Lane

Jacksonville, FL 32219

$189,940$138/sqftEst. $1,052/moMLS# 2141286
↓ $78,931 below original list
3
Beds
2.5
Baths
1,373
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XHOA $61/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Cash Buyer sales price with NO INCENTIVES! READY NOW! Step into our Tradition Series best seller, the Greyson II. It is a beautifully designed villa that maximizes space and comfort. With approximately 1,373 square feet, this three-bedroom, 2.5-bathroom home offers the perfect blend of style and functionality. The open-concept layout creates a seamless flow between the spacious kitchen, dining area, and gathering room--ideal for entertaining family and friends. Large windows throughout the home fill the space with natural light, creating a bright and welcoming atmosphere. The large kitchen bar with quartz countertop serves as the heart of the home, making meal prep both easy and enjoyable. Abundant natural light from sliding doors brightens the entire space, creating a warm and inviting atmosphere. Upstairs, the primary suite is a true retreat, featuring a spacious bathroom, a vanity, and a large walk-in closet. Conveniently located upstairs laundry adds to the home's practicality.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled quarterly$61
Estimated total, before insurance$1,424/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,940
$37,988
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 8, 2026Price change$189,940−$6,000
  • Oct 6, 2026Price change$195,940−$40,000
  • Sep 29, 2026Price change$235,940−$32,931
  • Aug 17, 2026Pending$268,871
  • Aug 14, 2026Price change$268,871+$28,931
  • Jul 29, 2026Price change$239,940−$10,000
  • Jul 7, 2026Price change$249,940−$10,000
  • Apr 22, 2026Listed$259,940

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$258,000$1733/2.51,492590.1
5202 Chivalry Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$135,000$913/21,486200.6
5333 Kellar Circle, Jacksonville, FL 32218Listed by MOMENTUM REALTYAug 2026$280,000$1813/21,548280.9
8307 Gullege Drive, Jacksonville, FL 32219Listed by KST GROUP LLCAug 2026$165,000$1313/21,260901
7924 Longspur Avenue, Jacksonville, FL 32219Listed by NATIVE SUN REALTY INCSep 2026$221,000$1404/21,582551.1
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221641.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,940
Price / Sq Ft$138
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,373
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUnder Construction
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleJean Ribault
HighJean Ribault

Community Information

Address5880 Victoria Creek Lane, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0211740610

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedSeptember 29, 2026
Days on Market169
HOA Fees$184 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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